LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,728
−HK$6,756/mo
▼ 0.25% · 3.875%
HK$111,079
−HK$3,405/mo
Today · 4.125%
HK$114,484
baseline
▲ 0.50% · 4.625%
HK$121,450
+HK$6,966/mo
Deposit HK$23.62M · loan HK$23.62M · min. income ≈ HK$228,968/mo (50% DSR)
Upfront cash ≈ HK$25.63M (deposit + AVD stamp duty HK$2,007,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,846
−HK$6,475/mo
▼ 0.25% · 3.875%
HK$123,061
−HK$3,260/mo
Today · 4.125%
HK$126,321
baseline
▲ 0.50% · 4.625%
HK$132,980
+HK$6,659/mo
Deposit HK$23.62M · loan HK$23.62M · min. income ≈ HK$252,642/mo (50% DSR)
Upfront cash ≈ HK$25.63M (deposit + AVD stamp duty HK$2,007,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,274
−HK$8,106/mo
▼ 0.25% · 3.875%
HK$133,295
−HK$4,085/mo
Today · 4.125%
HK$137,380
baseline
▲ 0.50% · 4.625%
HK$145,739
+HK$8,359/mo
Deposit HK$18.90M · loan HK$28.35M · min. income ≈ HK$274,760/mo (50% DSR)
Upfront cash ≈ HK$20.91M (deposit + AVD stamp duty HK$2,007,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,816
−HK$7,770/mo
▼ 0.25% · 3.875%
HK$147,673
−HK$3,913/mo
Today · 4.125%
HK$151,586
baseline
▲ 0.50% · 4.625%
HK$159,576
+HK$7,990/mo
Deposit HK$18.90M · loan HK$28.35M · min. income ≈ HK$303,172/mo (50% DSR)
Upfront cash ≈ HK$20.91M (deposit + AVD stamp duty HK$2,007,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,819
−HK$9,458/mo
▼ 0.25% · 3.875%
HK$155,511
−HK$4,766/mo
Today · 4.125%
HK$160,277
baseline
▲ 0.50% · 4.625%
HK$170,029
+HK$9,752/mo
Deposit HK$14.17M · loan HK$33.07M · min. income ≈ HK$320,554/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$2,007,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,785
−HK$9,065/mo
▼ 0.25% · 3.875%
HK$172,285
−HK$4,565/mo
Today · 4.125%
HK$176,850
baseline
▲ 0.50% · 4.625%
HK$186,172
+HK$9,322/mo
Deposit HK$14.17M · loan HK$33.07M · min. income ≈ HK$353,700/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$2,007,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,910
−HK$12,160/mo
▼ 0.25% · 3.875%
HK$199,942
−HK$6,128/mo
Today · 4.125%
HK$206,070
baseline
▲ 0.50% · 4.625%
HK$218,609
+HK$12,539/mo
Deposit HK$4.72M · loan HK$42.52M · min. income ≈ HK$412,140/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$2,007,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,723
−HK$11,655/mo
▼ 0.25% · 3.875%
HK$221,509
−HK$5,869/mo
Today · 4.125%
HK$227,378
baseline
▲ 0.50% · 4.625%
HK$239,364
+HK$11,986/mo
Deposit HK$4.72M · loan HK$42.52M · min. income ≈ HK$454,756/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$2,007,863 · Scale 2, in force from 26 Feb 2026)