LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,738
−HK$6,756/mo
▼ 0.25% · 3.875%
HK$111,089
−HK$3,405/mo
Today · 4.125%
HK$114,494
baseline
▲ 0.50% · 4.625%
HK$121,461
+HK$6,967/mo
Deposit HK$23.62M · loan HK$23.62M · min. income ≈ HK$228,988/mo (50% DSR)
Upfront cash ≈ HK$25.63M (deposit + AVD stamp duty HK$2,008,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,857
−HK$6,476/mo
▼ 0.25% · 3.875%
HK$123,072
−HK$3,261/mo
Today · 4.125%
HK$126,333
baseline
▲ 0.50% · 4.625%
HK$132,992
+HK$6,659/mo
Deposit HK$23.62M · loan HK$23.62M · min. income ≈ HK$252,666/mo (50% DSR)
Upfront cash ≈ HK$25.63M (deposit + AVD stamp duty HK$2,008,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,285
−HK$8,108/mo
▼ 0.25% · 3.875%
HK$133,307
−HK$4,086/mo
Today · 4.125%
HK$137,393
baseline
▲ 0.50% · 4.625%
HK$145,753
+HK$8,360/mo
Deposit HK$18.90M · loan HK$28.35M · min. income ≈ HK$274,786/mo (50% DSR)
Upfront cash ≈ HK$20.91M (deposit + AVD stamp duty HK$2,008,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,829
−HK$7,770/mo
▼ 0.25% · 3.875%
HK$147,686
−HK$3,913/mo
Today · 4.125%
HK$151,599
baseline
▲ 0.50% · 4.625%
HK$159,590
+HK$7,991/mo
Deposit HK$18.90M · loan HK$28.35M · min. income ≈ HK$303,198/mo (50% DSR)
Upfront cash ≈ HK$20.91M (deposit + AVD stamp duty HK$2,008,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,833
−HK$9,459/mo
▼ 0.25% · 3.875%
HK$155,525
−HK$4,767/mo
Today · 4.125%
HK$160,292
baseline
▲ 0.50% · 4.625%
HK$170,045
+HK$9,753/mo
Deposit HK$14.17M · loan HK$33.07M · min. income ≈ HK$320,584/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$2,008,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,800
−HK$9,066/mo
▼ 0.25% · 3.875%
HK$172,301
−HK$4,565/mo
Today · 4.125%
HK$176,866
baseline
▲ 0.50% · 4.625%
HK$186,189
+HK$9,323/mo
Deposit HK$14.17M · loan HK$33.07M · min. income ≈ HK$353,732/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$2,008,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,928
−HK$12,161/mo
▼ 0.25% · 3.875%
HK$199,960
−HK$6,129/mo
Today · 4.125%
HK$206,089
baseline
▲ 0.50% · 4.625%
HK$218,629
+HK$12,540/mo
Deposit HK$4.72M · loan HK$42.52M · min. income ≈ HK$412,178/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$2,008,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,743
−HK$11,656/mo
▼ 0.25% · 3.875%
HK$221,529
−HK$5,870/mo
Today · 4.125%
HK$227,399
baseline
▲ 0.50% · 4.625%
HK$239,386
+HK$11,987/mo
Deposit HK$4.72M · loan HK$42.52M · min. income ≈ HK$454,798/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$2,008,046 · Scale 2, in force from 26 Feb 2026)