LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,739
−HK$6,756/mo
▼ 0.25% · 3.875%
HK$111,090
−HK$3,405/mo
Today · 4.125%
HK$114,495
baseline
▲ 0.50% · 4.625%
HK$121,462
+HK$6,967/mo
Deposit HK$23.62M · loan HK$23.62M · min. income ≈ HK$228,990/mo (50% DSR)
Upfront cash ≈ HK$25.63M (deposit + AVD stamp duty HK$2,008,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,858
−HK$6,476/mo
▼ 0.25% · 3.875%
HK$123,073
−HK$3,261/mo
Today · 4.125%
HK$126,334
baseline
▲ 0.50% · 4.625%
HK$132,993
+HK$6,659/mo
Deposit HK$23.62M · loan HK$23.62M · min. income ≈ HK$252,668/mo (50% DSR)
Upfront cash ≈ HK$25.63M (deposit + AVD stamp duty HK$2,008,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,286
−HK$8,108/mo
▼ 0.25% · 3.875%
HK$133,308
−HK$4,086/mo
Today · 4.125%
HK$137,394
baseline
▲ 0.50% · 4.625%
HK$145,754
+HK$8,360/mo
Deposit HK$18.90M · loan HK$28.35M · min. income ≈ HK$274,788/mo (50% DSR)
Upfront cash ≈ HK$20.91M (deposit + AVD stamp duty HK$2,008,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,830
−HK$7,770/mo
▼ 0.25% · 3.875%
HK$147,687
−HK$3,913/mo
Today · 4.125%
HK$151,600
baseline
▲ 0.50% · 4.625%
HK$159,592
+HK$7,992/mo
Deposit HK$18.90M · loan HK$28.35M · min. income ≈ HK$303,200/mo (50% DSR)
Upfront cash ≈ HK$20.91M (deposit + AVD stamp duty HK$2,008,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,834
−HK$9,459/mo
▼ 0.25% · 3.875%
HK$155,526
−HK$4,767/mo
Today · 4.125%
HK$160,293
baseline
▲ 0.50% · 4.625%
HK$170,046
+HK$9,753/mo
Deposit HK$14.17M · loan HK$33.07M · min. income ≈ HK$320,586/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$2,008,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,801
−HK$9,066/mo
▼ 0.25% · 3.875%
HK$172,302
−HK$4,565/mo
Today · 4.125%
HK$176,867
baseline
▲ 0.50% · 4.625%
HK$186,190
+HK$9,323/mo
Deposit HK$14.17M · loan HK$33.07M · min. income ≈ HK$353,734/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$2,008,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,930
−HK$12,161/mo
▼ 0.25% · 3.875%
HK$199,962
−HK$6,129/mo
Today · 4.125%
HK$206,091
baseline
▲ 0.50% · 4.625%
HK$218,631
+HK$12,540/mo
Deposit HK$4.72M · loan HK$42.52M · min. income ≈ HK$412,182/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$2,008,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,745
−HK$11,656/mo
▼ 0.25% · 3.875%
HK$221,531
−HK$5,870/mo
Today · 4.125%
HK$227,401
baseline
▲ 0.50% · 4.625%
HK$239,387
+HK$11,986/mo
Deposit HK$4.72M · loan HK$42.52M · min. income ≈ HK$454,802/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$2,008,060 · Scale 2, in force from 26 Feb 2026)