LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,743
−HK$6,756/mo
▼ 0.25% · 3.875%
HK$111,094
−HK$3,405/mo
Today · 4.125%
HK$114,499
baseline
▲ 0.50% · 4.625%
HK$121,466
+HK$6,967/mo
Deposit HK$23.63M · loan HK$23.63M · min. income ≈ HK$228,998/mo (50% DSR)
Upfront cash ≈ HK$25.63M (deposit + AVD stamp duty HK$2,008,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,863
−HK$6,475/mo
▼ 0.25% · 3.875%
HK$123,077
−HK$3,261/mo
Today · 4.125%
HK$126,338
baseline
▲ 0.50% · 4.625%
HK$132,998
+HK$6,660/mo
Deposit HK$23.63M · loan HK$23.63M · min. income ≈ HK$252,676/mo (50% DSR)
Upfront cash ≈ HK$25.63M (deposit + AVD stamp duty HK$2,008,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,291
−HK$8,108/mo
▼ 0.25% · 3.875%
HK$133,313
−HK$4,086/mo
Today · 4.125%
HK$137,399
baseline
▲ 0.50% · 4.625%
HK$145,759
+HK$8,360/mo
Deposit HK$18.90M · loan HK$28.35M · min. income ≈ HK$274,798/mo (50% DSR)
Upfront cash ≈ HK$20.91M (deposit + AVD stamp duty HK$2,008,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,835
−HK$7,771/mo
▼ 0.25% · 3.875%
HK$147,693
−HK$3,913/mo
Today · 4.125%
HK$151,606
baseline
▲ 0.50% · 4.625%
HK$159,597
+HK$7,991/mo
Deposit HK$18.90M · loan HK$28.35M · min. income ≈ HK$303,212/mo (50% DSR)
Upfront cash ≈ HK$20.91M (deposit + AVD stamp duty HK$2,008,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,840
−HK$9,459/mo
▼ 0.25% · 3.875%
HK$155,532
−HK$4,767/mo
Today · 4.125%
HK$160,299
baseline
▲ 0.50% · 4.625%
HK$170,052
+HK$9,753/mo
Deposit HK$14.18M · loan HK$33.08M · min. income ≈ HK$320,598/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$2,008,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,808
−HK$9,066/mo
▼ 0.25% · 3.875%
HK$172,308
−HK$4,566/mo
Today · 4.125%
HK$176,874
baseline
▲ 0.50% · 4.625%
HK$186,197
+HK$9,323/mo
Deposit HK$14.18M · loan HK$33.08M · min. income ≈ HK$353,748/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$2,008,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,937
−HK$12,161/mo
▼ 0.25% · 3.875%
HK$199,969
−HK$6,129/mo
Today · 4.125%
HK$206,098
baseline
▲ 0.50% · 4.625%
HK$218,639
+HK$12,541/mo
Deposit HK$4.73M · loan HK$42.53M · min. income ≈ HK$412,196/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$2,008,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,753
−HK$11,656/mo
▼ 0.25% · 3.875%
HK$221,539
−HK$5,870/mo
Today · 4.125%
HK$227,409
baseline
▲ 0.50% · 4.625%
HK$239,396
+HK$11,987/mo
Deposit HK$4.73M · loan HK$42.53M · min. income ≈ HK$454,818/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$2,008,135 · Scale 2, in force from 26 Feb 2026)