LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,753
−HK$6,757/mo
▼ 0.25% · 3.875%
HK$111,104
−HK$3,406/mo
Today · 4.125%
HK$114,510
baseline
▲ 0.50% · 4.625%
HK$121,477
+HK$6,967/mo
Deposit HK$23.63M · loan HK$23.63M · min. income ≈ HK$229,020/mo (50% DSR)
Upfront cash ≈ HK$25.64M (deposit + AVD stamp duty HK$2,008,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,874
−HK$6,476/mo
▼ 0.25% · 3.875%
HK$123,089
−HK$3,261/mo
Today · 4.125%
HK$126,350
baseline
▲ 0.50% · 4.625%
HK$133,010
+HK$6,660/mo
Deposit HK$23.63M · loan HK$23.63M · min. income ≈ HK$252,700/mo (50% DSR)
Upfront cash ≈ HK$25.64M (deposit + AVD stamp duty HK$2,008,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,303
−HK$8,109/mo
▼ 0.25% · 3.875%
HK$133,325
−HK$4,087/mo
Today · 4.125%
HK$137,412
baseline
▲ 0.50% · 4.625%
HK$145,773
+HK$8,361/mo
Deposit HK$18.90M · loan HK$28.35M · min. income ≈ HK$274,824/mo (50% DSR)
Upfront cash ≈ HK$20.91M (deposit + AVD stamp duty HK$2,008,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,848
−HK$7,772/mo
▼ 0.25% · 3.875%
HK$147,706
−HK$3,914/mo
Today · 4.125%
HK$151,620
baseline
▲ 0.50% · 4.625%
HK$159,612
+HK$7,992/mo
Deposit HK$18.90M · loan HK$28.35M · min. income ≈ HK$303,240/mo (50% DSR)
Upfront cash ≈ HK$20.91M (deposit + AVD stamp duty HK$2,008,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,854
−HK$9,459/mo
▼ 0.25% · 3.875%
HK$155,546
−HK$4,767/mo
Today · 4.125%
HK$160,313
baseline
▲ 0.50% · 4.625%
HK$170,068
+HK$9,755/mo
Deposit HK$14.18M · loan HK$33.08M · min. income ≈ HK$320,626/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$2,008,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,823
−HK$9,067/mo
▼ 0.25% · 3.875%
HK$172,324
−HK$4,566/mo
Today · 4.125%
HK$176,890
baseline
▲ 0.50% · 4.625%
HK$186,214
+HK$9,324/mo
Deposit HK$14.18M · loan HK$33.08M · min. income ≈ HK$353,780/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$2,008,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,955
−HK$12,162/mo
▼ 0.25% · 3.875%
HK$199,988
−HK$6,129/mo
Today · 4.125%
HK$206,117
baseline
▲ 0.50% · 4.625%
HK$218,659
+HK$12,542/mo
Deposit HK$4.73M · loan HK$42.53M · min. income ≈ HK$412,234/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$2,008,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,773
−HK$11,657/mo
▼ 0.25% · 3.875%
HK$221,559
−HK$5,871/mo
Today · 4.125%
HK$227,430
baseline
▲ 0.50% · 4.625%
HK$239,418
+HK$11,988/mo
Deposit HK$4.73M · loan HK$42.53M · min. income ≈ HK$454,860/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$2,008,320 · Scale 2, in force from 26 Feb 2026)