LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,777
−HK$676/mo
▼ 0.25% · 3.875%
HK$11,112
−HK$341/mo
Today · 4.125%
HK$11,453
baseline
▲ 0.50% · 4.625%
HK$12,149
+HK$696/mo
Deposit HK$2.36M · loan HK$2.36M · min. income ≈ HK$22,906/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$90,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,989
−HK$648/mo
▼ 0.25% · 3.875%
HK$12,311
−HK$326/mo
Today · 4.125%
HK$12,637
baseline
▲ 0.50% · 4.625%
HK$13,303
+HK$666/mo
Deposit HK$2.36M · loan HK$2.36M · min. income ≈ HK$25,274/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$90,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,932
−HK$811/mo
▼ 0.25% · 3.875%
HK$13,334
−HK$409/mo
Today · 4.125%
HK$13,743
baseline
▲ 0.50% · 4.625%
HK$14,579
+HK$836/mo
Deposit HK$1.89M · loan HK$2.84M · min. income ≈ HK$27,486/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$90,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,387
−HK$777/mo
▼ 0.25% · 3.875%
HK$14,773
−HK$391/mo
Today · 4.125%
HK$15,164
baseline
▲ 0.50% · 4.625%
HK$15,964
+HK$800/mo
Deposit HK$1.89M · loan HK$2.84M · min. income ≈ HK$30,328/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$90,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,088
−HK$946/mo
▼ 0.25% · 3.875%
HK$15,557
−HK$477/mo
Today · 4.125%
HK$16,034
baseline
▲ 0.50% · 4.625%
HK$17,009
+HK$975/mo
Deposit HK$1.42M · loan HK$3.31M · min. income ≈ HK$32,068/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$90,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,785
−HK$907/mo
▼ 0.25% · 3.875%
HK$17,235
−HK$457/mo
Today · 4.125%
HK$17,692
baseline
▲ 0.50% · 4.625%
HK$18,624
+HK$932/mo
Deposit HK$1.42M · loan HK$3.31M · min. income ≈ HK$35,384/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$90,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,398
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$20,002
−HK$613/mo
Today · 4.125%
HK$20,615
baseline
▲ 0.50% · 4.625%
HK$21,869
+HK$1,254/mo
Deposit HK$473K · loan HK$4.25M · min. income ≈ HK$41,230/mo (50% DSR)
Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$90,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,580
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$22,159
−HK$587/mo
Today · 4.125%
HK$22,746
baseline
▲ 0.50% · 4.625%
HK$23,945
+HK$1,199/mo
Deposit HK$473K · loan HK$4.25M · min. income ≈ HK$45,492/mo (50% DSR)
Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$90,115 · Scale 2, in force from 26 Feb 2026)