LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,778
−HK$6,758/mo
▼ 0.25% · 3.875%
HK$111,130
−HK$3,406/mo
Today · 4.125%
HK$114,536
baseline
▲ 0.50% · 4.625%
HK$121,506
+HK$6,970/mo
Deposit HK$23.63M · loan HK$23.63M · min. income ≈ HK$229,072/mo (50% DSR)
Upfront cash ≈ HK$25.64M (deposit + AVD stamp duty HK$2,008,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,902
−HK$6,478/mo
▼ 0.25% · 3.875%
HK$123,117
−HK$3,263/mo
Today · 4.125%
HK$126,380
baseline
▲ 0.50% · 4.625%
HK$133,041
+HK$6,661/mo
Deposit HK$23.63M · loan HK$23.63M · min. income ≈ HK$252,760/mo (50% DSR)
Upfront cash ≈ HK$25.64M (deposit + AVD stamp duty HK$2,008,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,333
−HK$8,111/mo
▼ 0.25% · 3.875%
HK$133,356
−HK$4,088/mo
Today · 4.125%
HK$137,444
baseline
▲ 0.50% · 4.625%
HK$145,807
+HK$8,363/mo
Deposit HK$18.91M · loan HK$28.36M · min. income ≈ HK$274,888/mo (50% DSR)
Upfront cash ≈ HK$20.92M (deposit + AVD stamp duty HK$2,008,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,882
−HK$7,774/mo
▼ 0.25% · 3.875%
HK$147,741
−HK$3,915/mo
Today · 4.125%
HK$151,656
baseline
▲ 0.50% · 4.625%
HK$159,649
+HK$7,993/mo
Deposit HK$18.91M · loan HK$28.36M · min. income ≈ HK$303,312/mo (50% DSR)
Upfront cash ≈ HK$20.92M (deposit + AVD stamp duty HK$2,008,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,889
−HK$9,462/mo
▼ 0.25% · 3.875%
HK$155,582
−HK$4,769/mo
Today · 4.125%
HK$160,351
baseline
▲ 0.50% · 4.625%
HK$170,108
+HK$9,757/mo
Deposit HK$14.18M · loan HK$33.09M · min. income ≈ HK$320,702/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$2,008,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,862
−HK$9,069/mo
▼ 0.25% · 3.875%
HK$172,364
−HK$4,567/mo
Today · 4.125%
HK$176,931
baseline
▲ 0.50% · 4.625%
HK$186,258
+HK$9,327/mo
Deposit HK$14.18M · loan HK$33.09M · min. income ≈ HK$353,862/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$2,008,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,000
−HK$12,165/mo
▼ 0.25% · 3.875%
HK$200,034
−HK$6,131/mo
Today · 4.125%
HK$206,165
baseline
▲ 0.50% · 4.625%
HK$218,710
+HK$12,545/mo
Deposit HK$4.73M · loan HK$42.54M · min. income ≈ HK$412,330/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$2,008,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,823
−HK$11,660/mo
▼ 0.25% · 3.875%
HK$221,611
−HK$5,872/mo
Today · 4.125%
HK$227,483
baseline
▲ 0.50% · 4.625%
HK$239,474
+HK$11,991/mo
Deposit HK$4.73M · loan HK$42.54M · min. income ≈ HK$454,966/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$2,008,790 · Scale 2, in force from 26 Feb 2026)