LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,780
−HK$6,759/mo
▼ 0.25% · 3.875%
HK$111,133
−HK$3,406/mo
Today · 4.125%
HK$114,539
baseline
▲ 0.50% · 4.625%
HK$121,508
+HK$6,969/mo
Deposit HK$23.63M · loan HK$23.63M · min. income ≈ HK$229,078/mo (50% DSR)
Upfront cash ≈ HK$25.64M (deposit + AVD stamp duty HK$2,008,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,904
−HK$6,478/mo
▼ 0.25% · 3.875%
HK$123,120
−HK$3,262/mo
Today · 4.125%
HK$126,382
baseline
▲ 0.50% · 4.625%
HK$133,044
+HK$6,662/mo
Deposit HK$23.63M · loan HK$23.63M · min. income ≈ HK$252,764/mo (50% DSR)
Upfront cash ≈ HK$25.64M (deposit + AVD stamp duty HK$2,008,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,336
−HK$8,111/mo
▼ 0.25% · 3.875%
HK$133,359
−HK$4,088/mo
Today · 4.125%
HK$137,447
baseline
▲ 0.50% · 4.625%
HK$145,810
+HK$8,363/mo
Deposit HK$18.91M · loan HK$28.36M · min. income ≈ HK$274,894/mo (50% DSR)
Upfront cash ≈ HK$20.92M (deposit + AVD stamp duty HK$2,008,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,885
−HK$7,774/mo
▼ 0.25% · 3.875%
HK$147,744
−HK$3,915/mo
Today · 4.125%
HK$151,659
baseline
▲ 0.50% · 4.625%
HK$159,653
+HK$7,994/mo
Deposit HK$18.91M · loan HK$28.36M · min. income ≈ HK$303,318/mo (50% DSR)
Upfront cash ≈ HK$20.92M (deposit + AVD stamp duty HK$2,008,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,892
−HK$9,462/mo
▼ 0.25% · 3.875%
HK$155,586
−HK$4,768/mo
Today · 4.125%
HK$160,354
baseline
▲ 0.50% · 4.625%
HK$170,112
+HK$9,758/mo
Deposit HK$14.18M · loan HK$33.09M · min. income ≈ HK$320,708/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$2,008,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,866
−HK$9,069/mo
▼ 0.25% · 3.875%
HK$172,368
−HK$4,567/mo
Today · 4.125%
HK$176,935
baseline
▲ 0.50% · 4.625%
HK$186,262
+HK$9,327/mo
Deposit HK$14.18M · loan HK$33.09M · min. income ≈ HK$353,870/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$2,008,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,004
−HK$12,166/mo
▼ 0.25% · 3.875%
HK$200,039
−HK$6,131/mo
Today · 4.125%
HK$206,170
baseline
▲ 0.50% · 4.625%
HK$218,715
+HK$12,545/mo
Deposit HK$4.73M · loan HK$42.54M · min. income ≈ HK$412,340/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$2,008,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,828
−HK$11,660/mo
▼ 0.25% · 3.875%
HK$221,616
−HK$5,872/mo
Today · 4.125%
HK$227,488
baseline
▲ 0.50% · 4.625%
HK$239,480
+HK$11,992/mo
Deposit HK$4.73M · loan HK$42.54M · min. income ≈ HK$454,976/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$2,008,834 · Scale 2, in force from 26 Feb 2026)