LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,784
−HK$6,759/mo
▼ 0.25% · 3.875%
HK$111,137
−HK$3,406/mo
Today · 4.125%
HK$114,543
baseline
▲ 0.50% · 4.625%
HK$121,512
+HK$6,969/mo
Deposit HK$23.63M · loan HK$23.63M · min. income ≈ HK$229,086/mo (50% DSR)
Upfront cash ≈ HK$25.64M (deposit + AVD stamp duty HK$2,008,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,908
−HK$6,479/mo
▼ 0.25% · 3.875%
HK$123,124
−HK$3,263/mo
Today · 4.125%
HK$126,387
baseline
▲ 0.50% · 4.625%
HK$133,049
+HK$6,662/mo
Deposit HK$23.63M · loan HK$23.63M · min. income ≈ HK$252,774/mo (50% DSR)
Upfront cash ≈ HK$25.64M (deposit + AVD stamp duty HK$2,008,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,341
−HK$8,110/mo
▼ 0.25% · 3.875%
HK$133,364
−HK$4,087/mo
Today · 4.125%
HK$137,451
baseline
▲ 0.50% · 4.625%
HK$145,815
+HK$8,364/mo
Deposit HK$18.91M · loan HK$28.36M · min. income ≈ HK$274,902/mo (50% DSR)
Upfront cash ≈ HK$20.92M (deposit + AVD stamp duty HK$2,008,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,890
−HK$7,774/mo
▼ 0.25% · 3.875%
HK$147,749
−HK$3,915/mo
Today · 4.125%
HK$151,664
baseline
▲ 0.50% · 4.625%
HK$159,658
+HK$7,994/mo
Deposit HK$18.91M · loan HK$28.36M · min. income ≈ HK$303,328/mo (50% DSR)
Upfront cash ≈ HK$20.92M (deposit + AVD stamp duty HK$2,008,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,897
−HK$9,463/mo
▼ 0.25% · 3.875%
HK$155,591
−HK$4,769/mo
Today · 4.125%
HK$160,360
baseline
▲ 0.50% · 4.625%
HK$170,117
+HK$9,757/mo
Deposit HK$14.18M · loan HK$33.09M · min. income ≈ HK$320,720/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$2,008,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,872
−HK$9,069/mo
▼ 0.25% · 3.875%
HK$172,374
−HK$4,567/mo
Today · 4.125%
HK$176,941
baseline
▲ 0.50% · 4.625%
HK$186,268
+HK$9,327/mo
Deposit HK$14.18M · loan HK$33.09M · min. income ≈ HK$353,882/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$2,008,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,011
−HK$12,166/mo
▼ 0.25% · 3.875%
HK$200,046
−HK$6,131/mo
Today · 4.125%
HK$206,177
baseline
▲ 0.50% · 4.625%
HK$218,722
+HK$12,545/mo
Deposit HK$4.73M · loan HK$42.54M · min. income ≈ HK$412,354/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$2,008,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,835
−HK$11,661/mo
▼ 0.25% · 3.875%
HK$221,624
−HK$5,872/mo
Today · 4.125%
HK$227,496
baseline
▲ 0.50% · 4.625%
HK$239,488
+HK$11,992/mo
Deposit HK$4.73M · loan HK$42.54M · min. income ≈ HK$454,992/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$2,008,903 · Scale 2, in force from 26 Feb 2026)