LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,804
−HK$6,761/mo
▼ 0.25% · 3.875%
HK$111,158
−HK$3,407/mo
Today · 4.125%
HK$114,565
baseline
▲ 0.50% · 4.625%
HK$121,536
+HK$6,971/mo
Deposit HK$23.64M · loan HK$23.64M · min. income ≈ HK$229,130/mo (50% DSR)
Upfront cash ≈ HK$25.65M (deposit + AVD stamp duty HK$2,009,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,931
−HK$6,480/mo
▼ 0.25% · 3.875%
HK$123,148
−HK$3,263/mo
Today · 4.125%
HK$126,411
baseline
▲ 0.50% · 4.625%
HK$133,074
+HK$6,663/mo
Deposit HK$23.64M · loan HK$23.64M · min. income ≈ HK$252,822/mo (50% DSR)
Upfront cash ≈ HK$25.65M (deposit + AVD stamp duty HK$2,009,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,365
−HK$8,113/mo
▼ 0.25% · 3.875%
HK$133,389
−HK$4,089/mo
Today · 4.125%
HK$137,478
baseline
▲ 0.50% · 4.625%
HK$145,843
+HK$8,365/mo
Deposit HK$18.91M · loan HK$28.37M · min. income ≈ HK$274,956/mo (50% DSR)
Upfront cash ≈ HK$20.92M (deposit + AVD stamp duty HK$2,009,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,918
−HK$7,775/mo
▼ 0.25% · 3.875%
HK$147,777
−HK$3,916/mo
Today · 4.125%
HK$151,693
baseline
▲ 0.50% · 4.625%
HK$159,689
+HK$7,996/mo
Deposit HK$18.91M · loan HK$28.37M · min. income ≈ HK$303,386/mo (50% DSR)
Upfront cash ≈ HK$20.92M (deposit + AVD stamp duty HK$2,009,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,926
−HK$9,465/mo
▼ 0.25% · 3.875%
HK$155,621
−HK$4,770/mo
Today · 4.125%
HK$160,391
baseline
▲ 0.50% · 4.625%
HK$170,150
+HK$9,759/mo
Deposit HK$14.18M · loan HK$33.09M · min. income ≈ HK$320,782/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$2,009,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,904
−HK$9,071/mo
▼ 0.25% · 3.875%
HK$172,407
−HK$4,568/mo
Today · 4.125%
HK$176,975
baseline
▲ 0.50% · 4.625%
HK$186,304
+HK$9,329/mo
Deposit HK$14.18M · loan HK$33.09M · min. income ≈ HK$353,950/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$2,009,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,048
−HK$12,169/mo
▼ 0.25% · 3.875%
HK$200,084
−HK$6,133/mo
Today · 4.125%
HK$206,217
baseline
▲ 0.50% · 4.625%
HK$218,764
+HK$12,547/mo
Deposit HK$4.73M · loan HK$42.55M · min. income ≈ HK$412,434/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$2,009,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,876
−HK$11,664/mo
▼ 0.25% · 3.875%
HK$221,666
−HK$5,874/mo
Today · 4.125%
HK$227,540
baseline
▲ 0.50% · 4.625%
HK$239,534
+HK$11,994/mo
Deposit HK$4.73M · loan HK$42.55M · min. income ≈ HK$455,080/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$2,009,287 · Scale 2, in force from 26 Feb 2026)