LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,811
−HK$6,761/mo
▼ 0.25% · 3.875%
HK$111,165
−HK$3,407/mo
Today · 4.125%
HK$114,572
baseline
▲ 0.50% · 4.625%
HK$121,543
+HK$6,971/mo
Deposit HK$23.64M · loan HK$23.64M · min. income ≈ HK$229,144/mo (50% DSR)
Upfront cash ≈ HK$25.65M (deposit + AVD stamp duty HK$2,009,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,939
−HK$6,480/mo
▼ 0.25% · 3.875%
HK$123,156
−HK$3,263/mo
Today · 4.125%
HK$126,419
baseline
▲ 0.50% · 4.625%
HK$133,083
+HK$6,664/mo
Deposit HK$23.64M · loan HK$23.64M · min. income ≈ HK$252,838/mo (50% DSR)
Upfront cash ≈ HK$25.65M (deposit + AVD stamp duty HK$2,009,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,373
−HK$8,113/mo
▼ 0.25% · 3.875%
HK$133,398
−HK$4,088/mo
Today · 4.125%
HK$137,486
baseline
▲ 0.50% · 4.625%
HK$145,852
+HK$8,366/mo
Deposit HK$18.91M · loan HK$28.37M · min. income ≈ HK$274,972/mo (50% DSR)
Upfront cash ≈ HK$20.92M (deposit + AVD stamp duty HK$2,009,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,927
−HK$7,776/mo
▼ 0.25% · 3.875%
HK$147,787
−HK$3,916/mo
Today · 4.125%
HK$151,703
baseline
▲ 0.50% · 4.625%
HK$159,699
+HK$7,996/mo
Deposit HK$18.91M · loan HK$28.37M · min. income ≈ HK$303,406/mo (50% DSR)
Upfront cash ≈ HK$20.92M (deposit + AVD stamp duty HK$2,009,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,936
−HK$9,465/mo
▼ 0.25% · 3.875%
HK$155,631
−HK$4,770/mo
Today · 4.125%
HK$160,401
baseline
▲ 0.50% · 4.625%
HK$170,161
+HK$9,760/mo
Deposit HK$14.18M · loan HK$33.10M · min. income ≈ HK$320,802/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$2,009,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,914
−HK$9,072/mo
▼ 0.25% · 3.875%
HK$172,418
−HK$4,568/mo
Today · 4.125%
HK$176,986
baseline
▲ 0.50% · 4.625%
HK$186,316
+HK$9,330/mo
Deposit HK$14.18M · loan HK$33.10M · min. income ≈ HK$353,972/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$2,009,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,060
−HK$12,170/mo
▼ 0.25% · 3.875%
HK$200,097
−HK$6,133/mo
Today · 4.125%
HK$206,230
baseline
▲ 0.50% · 4.625%
HK$218,778
+HK$12,548/mo
Deposit HK$4.73M · loan HK$42.55M · min. income ≈ HK$412,460/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$2,009,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,890
−HK$11,664/mo
▼ 0.25% · 3.875%
HK$221,680
−HK$5,874/mo
Today · 4.125%
HK$227,554
baseline
▲ 0.50% · 4.625%
HK$239,549
+HK$11,995/mo
Deposit HK$4.73M · loan HK$42.55M · min. income ≈ HK$455,108/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$2,009,414 · Scale 2, in force from 26 Feb 2026)