LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,813
−HK$6,761/mo
▼ 0.25% · 3.875%
HK$111,167
−HK$3,407/mo
Today · 4.125%
HK$114,574
baseline
▲ 0.50% · 4.625%
HK$121,545
+HK$6,971/mo
Deposit HK$23.64M · loan HK$23.64M · min. income ≈ HK$229,148/mo (50% DSR)
Upfront cash ≈ HK$25.65M (deposit + AVD stamp duty HK$2,009,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,941
−HK$6,480/mo
▼ 0.25% · 3.875%
HK$123,158
−HK$3,263/mo
Today · 4.125%
HK$126,421
baseline
▲ 0.50% · 4.625%
HK$133,085
+HK$6,664/mo
Deposit HK$23.64M · loan HK$23.64M · min. income ≈ HK$252,842/mo (50% DSR)
Upfront cash ≈ HK$25.65M (deposit + AVD stamp duty HK$2,009,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,376
−HK$8,113/mo
▼ 0.25% · 3.875%
HK$133,400
−HK$4,089/mo
Today · 4.125%
HK$137,489
baseline
▲ 0.50% · 4.625%
HK$145,854
+HK$8,365/mo
Deposit HK$18.91M · loan HK$28.37M · min. income ≈ HK$274,978/mo (50% DSR)
Upfront cash ≈ HK$20.92M (deposit + AVD stamp duty HK$2,009,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,929
−HK$7,776/mo
▼ 0.25% · 3.875%
HK$147,789
−HK$3,916/mo
Today · 4.125%
HK$151,705
baseline
▲ 0.50% · 4.625%
HK$159,702
+HK$7,997/mo
Deposit HK$18.91M · loan HK$28.37M · min. income ≈ HK$303,410/mo (50% DSR)
Upfront cash ≈ HK$20.92M (deposit + AVD stamp duty HK$2,009,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,938
−HK$9,465/mo
▼ 0.25% · 3.875%
HK$155,633
−HK$4,770/mo
Today · 4.125%
HK$160,403
baseline
▲ 0.50% · 4.625%
HK$170,164
+HK$9,761/mo
Deposit HK$14.18M · loan HK$33.10M · min. income ≈ HK$320,806/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$2,009,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,917
−HK$9,072/mo
▼ 0.25% · 3.875%
HK$172,421
−HK$4,568/mo
Today · 4.125%
HK$176,989
baseline
▲ 0.50% · 4.625%
HK$186,319
+HK$9,330/mo
Deposit HK$14.18M · loan HK$33.10M · min. income ≈ HK$353,978/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$2,009,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,063
−HK$12,170/mo
▼ 0.25% · 3.875%
HK$200,100
−HK$6,133/mo
Today · 4.125%
HK$206,233
baseline
▲ 0.50% · 4.625%
HK$218,782
+HK$12,549/mo
Deposit HK$4.73M · loan HK$42.55M · min. income ≈ HK$412,466/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$2,009,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,894
−HK$11,664/mo
▼ 0.25% · 3.875%
HK$221,684
−HK$5,874/mo
Today · 4.125%
HK$227,558
baseline
▲ 0.50% · 4.625%
HK$239,553
+HK$11,995/mo
Deposit HK$4.73M · loan HK$42.55M · min. income ≈ HK$455,116/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$2,009,447 · Scale 2, in force from 26 Feb 2026)