LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,819
−HK$6,761/mo
▼ 0.25% · 3.875%
HK$111,173
−HK$3,407/mo
Today · 4.125%
HK$114,580
baseline
▲ 0.50% · 4.625%
HK$121,552
+HK$6,972/mo
Deposit HK$23.64M · loan HK$23.64M · min. income ≈ HK$229,160/mo (50% DSR)
Upfront cash ≈ HK$25.65M (deposit + AVD stamp duty HK$2,009,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,947
−HK$6,481/mo
▼ 0.25% · 3.875%
HK$123,164
−HK$3,264/mo
Today · 4.125%
HK$126,428
baseline
▲ 0.50% · 4.625%
HK$133,092
+HK$6,664/mo
Deposit HK$23.64M · loan HK$23.64M · min. income ≈ HK$252,856/mo (50% DSR)
Upfront cash ≈ HK$25.65M (deposit + AVD stamp duty HK$2,009,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,383
−HK$8,113/mo
▼ 0.25% · 3.875%
HK$133,407
−HK$4,089/mo
Today · 4.125%
HK$137,496
baseline
▲ 0.50% · 4.625%
HK$145,862
+HK$8,366/mo
Deposit HK$18.91M · loan HK$28.37M · min. income ≈ HK$274,992/mo (50% DSR)
Upfront cash ≈ HK$20.92M (deposit + AVD stamp duty HK$2,009,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,937
−HK$7,776/mo
▼ 0.25% · 3.875%
HK$147,797
−HK$3,916/mo
Today · 4.125%
HK$151,713
baseline
▲ 0.50% · 4.625%
HK$159,710
+HK$7,997/mo
Deposit HK$18.91M · loan HK$28.37M · min. income ≈ HK$303,426/mo (50% DSR)
Upfront cash ≈ HK$20.92M (deposit + AVD stamp duty HK$2,009,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,946
−HK$9,466/mo
▼ 0.25% · 3.875%
HK$155,642
−HK$4,770/mo
Today · 4.125%
HK$160,412
baseline
▲ 0.50% · 4.625%
HK$170,173
+HK$9,761/mo
Deposit HK$14.19M · loan HK$33.10M · min. income ≈ HK$320,824/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$2,009,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,926
−HK$9,073/mo
▼ 0.25% · 3.875%
HK$172,430
−HK$4,569/mo
Today · 4.125%
HK$176,999
baseline
▲ 0.50% · 4.625%
HK$186,329
+HK$9,330/mo
Deposit HK$14.19M · loan HK$33.10M · min. income ≈ HK$353,998/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$2,009,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,074
−HK$12,170/mo
▼ 0.25% · 3.875%
HK$200,111
−HK$6,133/mo
Today · 4.125%
HK$206,244
baseline
▲ 0.50% · 4.625%
HK$218,793
+HK$12,549/mo
Deposit HK$4.73M · loan HK$42.56M · min. income ≈ HK$412,488/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$2,009,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,905
−HK$11,665/mo
▼ 0.25% · 3.875%
HK$221,696
−HK$5,874/mo
Today · 4.125%
HK$227,570
baseline
▲ 0.50% · 4.625%
HK$239,565
+HK$11,995/mo
Deposit HK$4.73M · loan HK$42.56M · min. income ≈ HK$455,140/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$2,009,554 · Scale 2, in force from 26 Feb 2026)