LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,820
−HK$6,762/mo
▼ 0.25% · 3.875%
HK$111,174
−HK$3,408/mo
Today · 4.125%
HK$114,582
baseline
▲ 0.50% · 4.625%
HK$121,554
+HK$6,972/mo
Deposit HK$23.64M · loan HK$23.64M · min. income ≈ HK$229,164/mo (50% DSR)
Upfront cash ≈ HK$25.65M (deposit + AVD stamp duty HK$2,009,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,949
−HK$6,480/mo
▼ 0.25% · 3.875%
HK$123,166
−HK$3,263/mo
Today · 4.125%
HK$126,429
baseline
▲ 0.50% · 4.625%
HK$133,094
+HK$6,665/mo
Deposit HK$23.64M · loan HK$23.64M · min. income ≈ HK$252,858/mo (50% DSR)
Upfront cash ≈ HK$25.65M (deposit + AVD stamp duty HK$2,009,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,384
−HK$8,114/mo
▼ 0.25% · 3.875%
HK$133,409
−HK$4,089/mo
Today · 4.125%
HK$137,498
baseline
▲ 0.50% · 4.625%
HK$145,864
+HK$8,366/mo
Deposit HK$18.91M · loan HK$28.37M · min. income ≈ HK$274,996/mo (50% DSR)
Upfront cash ≈ HK$20.92M (deposit + AVD stamp duty HK$2,009,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,939
−HK$7,776/mo
▼ 0.25% · 3.875%
HK$147,799
−HK$3,916/mo
Today · 4.125%
HK$151,715
baseline
▲ 0.50% · 4.625%
HK$159,712
+HK$7,997/mo
Deposit HK$18.91M · loan HK$28.37M · min. income ≈ HK$303,430/mo (50% DSR)
Upfront cash ≈ HK$20.92M (deposit + AVD stamp duty HK$2,009,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,948
−HK$9,466/mo
▼ 0.25% · 3.875%
HK$155,644
−HK$4,770/mo
Today · 4.125%
HK$160,414
baseline
▲ 0.50% · 4.625%
HK$170,175
+HK$9,761/mo
Deposit HK$14.19M · loan HK$33.10M · min. income ≈ HK$320,828/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$2,009,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,929
−HK$9,072/mo
▼ 0.25% · 3.875%
HK$172,432
−HK$4,569/mo
Today · 4.125%
HK$177,001
baseline
▲ 0.50% · 4.625%
HK$186,331
+HK$9,330/mo
Deposit HK$14.19M · loan HK$33.10M · min. income ≈ HK$354,002/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$2,009,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,077
−HK$12,170/mo
▼ 0.25% · 3.875%
HK$200,113
−HK$6,134/mo
Today · 4.125%
HK$206,247
baseline
▲ 0.50% · 4.625%
HK$218,796
+HK$12,549/mo
Deposit HK$4.73M · loan HK$42.56M · min. income ≈ HK$412,494/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$2,009,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,908
−HK$11,665/mo
▼ 0.25% · 3.875%
HK$221,699
−HK$5,874/mo
Today · 4.125%
HK$227,573
baseline
▲ 0.50% · 4.625%
HK$239,569
+HK$11,996/mo
Deposit HK$4.73M · loan HK$42.56M · min. income ≈ HK$455,146/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$2,009,582 · Scale 2, in force from 26 Feb 2026)