LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,783
−HK$676/mo
▼ 0.25% · 3.875%
HK$11,118
−HK$341/mo
Today · 4.125%
HK$11,459
baseline
▲ 0.50% · 4.625%
HK$12,156
+HK$697/mo
Deposit HK$2.36M · loan HK$2.36M · min. income ≈ HK$22,918/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$90,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,995
−HK$649/mo
▼ 0.25% · 3.875%
HK$12,317
−HK$327/mo
Today · 4.125%
HK$12,644
baseline
▲ 0.50% · 4.625%
HK$13,310
+HK$666/mo
Deposit HK$2.36M · loan HK$2.36M · min. income ≈ HK$25,288/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$90,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,939
−HK$811/mo
▼ 0.25% · 3.875%
HK$13,342
−HK$408/mo
Today · 4.125%
HK$13,750
baseline
▲ 0.50% · 4.625%
HK$14,587
+HK$837/mo
Deposit HK$1.89M · loan HK$2.84M · min. income ≈ HK$27,500/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$90,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,395
−HK$777/mo
▼ 0.25% · 3.875%
HK$14,781
−HK$391/mo
Today · 4.125%
HK$15,172
baseline
▲ 0.50% · 4.625%
HK$15,972
+HK$800/mo
Deposit HK$1.89M · loan HK$2.84M · min. income ≈ HK$30,344/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$90,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,096
−HK$946/mo
▼ 0.25% · 3.875%
HK$15,565
−HK$477/mo
Today · 4.125%
HK$16,042
baseline
▲ 0.50% · 4.625%
HK$17,018
+HK$976/mo
Deposit HK$1.42M · loan HK$3.31M · min. income ≈ HK$32,084/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$90,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,794
−HK$907/mo
▼ 0.25% · 3.875%
HK$17,244
−HK$457/mo
Today · 4.125%
HK$17,701
baseline
▲ 0.50% · 4.625%
HK$18,634
+HK$933/mo
Deposit HK$1.42M · loan HK$3.31M · min. income ≈ HK$35,402/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$90,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,409
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$20,012
−HK$614/mo
Today · 4.125%
HK$20,626
baseline
▲ 0.50% · 4.625%
HK$21,881
+HK$1,255/mo
Deposit HK$473K · loan HK$4.26M · min. income ≈ HK$41,252/mo (50% DSR)
Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$90,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,592
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$22,171
−HK$587/mo
Today · 4.125%
HK$22,758
baseline
▲ 0.50% · 4.625%
HK$23,958
+HK$1,200/mo
Deposit HK$473K · loan HK$4.26M · min. income ≈ HK$45,516/mo (50% DSR)
Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$90,366 · Scale 2, in force from 26 Feb 2026)