LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,829
−HK$6,762/mo
▼ 0.25% · 3.875%
HK$111,183
−HK$3,408/mo
Today · 4.125%
HK$114,591
baseline
▲ 0.50% · 4.625%
HK$121,564
+HK$6,973/mo
Deposit HK$23.64M · loan HK$23.64M · min. income ≈ HK$229,182/mo (50% DSR)
Upfront cash ≈ HK$25.65M (deposit + AVD stamp duty HK$2,009,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,959
−HK$6,481/mo
▼ 0.25% · 3.875%
HK$123,176
−HK$3,264/mo
Today · 4.125%
HK$126,440
baseline
▲ 0.50% · 4.625%
HK$133,105
+HK$6,665/mo
Deposit HK$23.64M · loan HK$23.64M · min. income ≈ HK$252,880/mo (50% DSR)
Upfront cash ≈ HK$25.65M (deposit + AVD stamp duty HK$2,009,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,395
−HK$8,114/mo
▼ 0.25% · 3.875%
HK$133,420
−HK$4,089/mo
Today · 4.125%
HK$137,509
baseline
▲ 0.50% · 4.625%
HK$145,876
+HK$8,367/mo
Deposit HK$18.92M · loan HK$28.37M · min. income ≈ HK$275,018/mo (50% DSR)
Upfront cash ≈ HK$20.93M (deposit + AVD stamp duty HK$2,009,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,951
−HK$7,777/mo
▼ 0.25% · 3.875%
HK$147,811
−HK$3,917/mo
Today · 4.125%
HK$151,728
baseline
▲ 0.50% · 4.625%
HK$159,726
+HK$7,998/mo
Deposit HK$18.92M · loan HK$28.37M · min. income ≈ HK$303,456/mo (50% DSR)
Upfront cash ≈ HK$20.93M (deposit + AVD stamp duty HK$2,009,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,961
−HK$9,466/mo
▼ 0.25% · 3.875%
HK$155,657
−HK$4,770/mo
Today · 4.125%
HK$160,427
baseline
▲ 0.50% · 4.625%
HK$170,189
+HK$9,762/mo
Deposit HK$14.19M · loan HK$33.10M · min. income ≈ HK$320,854/mo (50% DSR)
Upfront cash ≈ HK$16.20M (deposit + AVD stamp duty HK$2,009,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,942
−HK$9,074/mo
▼ 0.25% · 3.875%
HK$172,447
−HK$4,569/mo
Today · 4.125%
HK$177,016
baseline
▲ 0.50% · 4.625%
HK$186,347
+HK$9,331/mo
Deposit HK$14.19M · loan HK$33.10M · min. income ≈ HK$354,032/mo (50% DSR)
Upfront cash ≈ HK$16.20M (deposit + AVD stamp duty HK$2,009,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,093
−HK$12,171/mo
▼ 0.25% · 3.875%
HK$200,130
−HK$6,134/mo
Today · 4.125%
HK$206,264
baseline
▲ 0.50% · 4.625%
HK$218,814
+HK$12,550/mo
Deposit HK$4.73M · loan HK$42.56M · min. income ≈ HK$412,528/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$2,009,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,926
−HK$11,666/mo
▼ 0.25% · 3.875%
HK$221,717
−HK$5,875/mo
Today · 4.125%
HK$227,592
baseline
▲ 0.50% · 4.625%
HK$239,588
+HK$11,996/mo
Deposit HK$4.73M · loan HK$42.56M · min. income ≈ HK$455,184/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$2,009,748 · Scale 2, in force from 26 Feb 2026)