LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,833
−HK$6,762/mo
▼ 0.25% · 3.875%
HK$111,188
−HK$3,407/mo
Today · 4.125%
HK$114,595
baseline
▲ 0.50% · 4.625%
HK$121,568
+HK$6,973/mo
Deposit HK$23.65M · loan HK$23.65M · min. income ≈ HK$229,190/mo (50% DSR)
Upfront cash ≈ HK$25.65M (deposit + AVD stamp duty HK$2,009,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,964
−HK$6,481/mo
▼ 0.25% · 3.875%
HK$123,181
−HK$3,264/mo
Today · 4.125%
HK$126,445
baseline
▲ 0.50% · 4.625%
HK$133,110
+HK$6,665/mo
Deposit HK$23.65M · loan HK$23.65M · min. income ≈ HK$252,890/mo (50% DSR)
Upfront cash ≈ HK$25.65M (deposit + AVD stamp duty HK$2,009,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,400
−HK$8,115/mo
▼ 0.25% · 3.875%
HK$133,425
−HK$4,090/mo
Today · 4.125%
HK$137,515
baseline
▲ 0.50% · 4.625%
HK$145,882
+HK$8,367/mo
Deposit HK$18.92M · loan HK$28.37M · min. income ≈ HK$275,030/mo (50% DSR)
Upfront cash ≈ HK$20.93M (deposit + AVD stamp duty HK$2,009,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,956
−HK$7,778/mo
▼ 0.25% · 3.875%
HK$147,817
−HK$3,917/mo
Today · 4.125%
HK$151,734
baseline
▲ 0.50% · 4.625%
HK$159,732
+HK$7,998/mo
Deposit HK$18.92M · loan HK$28.37M · min. income ≈ HK$303,468/mo (50% DSR)
Upfront cash ≈ HK$20.93M (deposit + AVD stamp duty HK$2,009,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,967
−HK$9,467/mo
▼ 0.25% · 3.875%
HK$155,663
−HK$4,771/mo
Today · 4.125%
HK$160,434
baseline
▲ 0.50% · 4.625%
HK$170,196
+HK$9,762/mo
Deposit HK$14.19M · loan HK$33.10M · min. income ≈ HK$320,868/mo (50% DSR)
Upfront cash ≈ HK$16.20M (deposit + AVD stamp duty HK$2,009,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,949
−HK$9,074/mo
▼ 0.25% · 3.875%
HK$172,453
−HK$4,570/mo
Today · 4.125%
HK$177,023
baseline
▲ 0.50% · 4.625%
HK$186,354
+HK$9,331/mo
Deposit HK$14.19M · loan HK$33.10M · min. income ≈ HK$354,046/mo (50% DSR)
Upfront cash ≈ HK$16.20M (deposit + AVD stamp duty HK$2,009,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,100
−HK$12,172/mo
▼ 0.25% · 3.875%
HK$200,138
−HK$6,134/mo
Today · 4.125%
HK$206,272
baseline
▲ 0.50% · 4.625%
HK$218,823
+HK$12,551/mo
Deposit HK$4.73M · loan HK$42.56M · min. income ≈ HK$412,544/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$2,009,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,934
−HK$11,667/mo
▼ 0.25% · 3.875%
HK$221,726
−HK$5,875/mo
Today · 4.125%
HK$227,601
baseline
▲ 0.50% · 4.625%
HK$239,598
+HK$11,997/mo
Deposit HK$4.73M · loan HK$42.56M · min. income ≈ HK$455,202/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$2,009,827 · Scale 2, in force from 26 Feb 2026)