LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,783
−HK$677/mo
▼ 0.25% · 3.875%
HK$11,119
−HK$341/mo
Today · 4.125%
HK$11,460
baseline
▲ 0.50% · 4.625%
HK$12,157
+HK$697/mo
Deposit HK$2.36M · loan HK$2.36M · min. income ≈ HK$22,920/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$90,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,996
−HK$649/mo
▼ 0.25% · 3.875%
HK$12,318
−HK$327/mo
Today · 4.125%
HK$12,645
baseline
▲ 0.50% · 4.625%
HK$13,311
+HK$666/mo
Deposit HK$2.36M · loan HK$2.36M · min. income ≈ HK$25,290/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$90,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,940
−HK$812/mo
▼ 0.25% · 3.875%
HK$13,343
−HK$409/mo
Today · 4.125%
HK$13,752
baseline
▲ 0.50% · 4.625%
HK$14,588
+HK$836/mo
Deposit HK$1.89M · loan HK$2.84M · min. income ≈ HK$27,504/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$90,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,396
−HK$777/mo
▼ 0.25% · 3.875%
HK$14,782
−HK$391/mo
Today · 4.125%
HK$15,173
baseline
▲ 0.50% · 4.625%
HK$15,973
+HK$800/mo
Deposit HK$1.89M · loan HK$2.84M · min. income ≈ HK$30,346/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$90,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,097
−HK$946/mo
▼ 0.25% · 3.875%
HK$15,566
−HK$477/mo
Today · 4.125%
HK$16,043
baseline
▲ 0.50% · 4.625%
HK$17,020
+HK$977/mo
Deposit HK$1.42M · loan HK$3.31M · min. income ≈ HK$32,086/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$90,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,795
−HK$907/mo
▼ 0.25% · 3.875%
HK$17,245
−HK$457/mo
Today · 4.125%
HK$17,702
baseline
▲ 0.50% · 4.625%
HK$18,635
+HK$933/mo
Deposit HK$1.42M · loan HK$3.31M · min. income ≈ HK$35,404/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$90,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,410
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$20,014
−HK$613/mo
Today · 4.125%
HK$20,627
baseline
▲ 0.50% · 4.625%
HK$21,882
+HK$1,255/mo
Deposit HK$473K · loan HK$4.26M · min. income ≈ HK$41,254/mo (50% DSR)
Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$90,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,594
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$22,173
−HK$587/mo
Today · 4.125%
HK$22,760
baseline
▲ 0.50% · 4.625%
HK$23,960
+HK$1,200/mo
Deposit HK$473K · loan HK$4.26M · min. income ≈ HK$45,520/mo (50% DSR)
Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$90,403 · Scale 2, in force from 26 Feb 2026)