LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,786
−HK$676/mo
▼ 0.25% · 3.875%
HK$11,121
−HK$341/mo
Today · 4.125%
HK$11,462
baseline
▲ 0.50% · 4.625%
HK$12,159
+HK$697/mo
Deposit HK$2.36M · loan HK$2.36M · min. income ≈ HK$22,924/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$90,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,999
−HK$648/mo
▼ 0.25% · 3.875%
HK$12,321
−HK$326/mo
Today · 4.125%
HK$12,647
baseline
▲ 0.50% · 4.625%
HK$13,314
+HK$667/mo
Deposit HK$2.36M · loan HK$2.36M · min. income ≈ HK$25,294/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$90,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,943
−HK$811/mo
▼ 0.25% · 3.875%
HK$13,345
−HK$409/mo
Today · 4.125%
HK$13,754
baseline
▲ 0.50% · 4.625%
HK$14,591
+HK$837/mo
Deposit HK$1.89M · loan HK$2.84M · min. income ≈ HK$27,508/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$90,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,399
−HK$777/mo
▼ 0.25% · 3.875%
HK$14,785
−HK$391/mo
Today · 4.125%
HK$15,176
baseline
▲ 0.50% · 4.625%
HK$15,976
+HK$800/mo
Deposit HK$1.89M · loan HK$2.84M · min. income ≈ HK$30,352/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$90,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,100
−HK$947/mo
▼ 0.25% · 3.875%
HK$15,569
−HK$478/mo
Today · 4.125%
HK$16,047
baseline
▲ 0.50% · 4.625%
HK$17,023
+HK$976/mo
Deposit HK$1.42M · loan HK$3.31M · min. income ≈ HK$32,094/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$90,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,798
−HK$908/mo
▼ 0.25% · 3.875%
HK$17,249
−HK$457/mo
Today · 4.125%
HK$17,706
baseline
▲ 0.50% · 4.625%
HK$18,639
+HK$933/mo
Deposit HK$1.42M · loan HK$3.31M · min. income ≈ HK$35,412/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$90,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,414
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$20,018
−HK$613/mo
Today · 4.125%
HK$20,631
baseline
▲ 0.50% · 4.625%
HK$21,887
+HK$1,256/mo
Deposit HK$473K · loan HK$4.26M · min. income ≈ HK$41,262/mo (50% DSR)
Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$90,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,598
−HK$1,167/mo
▼ 0.25% · 3.875%
HK$22,177
−HK$588/mo
Today · 4.125%
HK$22,765
baseline
▲ 0.50% · 4.625%
HK$23,965
+HK$1,200/mo
Deposit HK$473K · loan HK$4.26M · min. income ≈ HK$45,530/mo (50% DSR)
Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$90,496 · Scale 2, in force from 26 Feb 2026)