LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,857
−HK$6,764/mo
▼ 0.25% · 3.875%
HK$111,212
−HK$3,409/mo
Today · 4.125%
HK$114,621
baseline
▲ 0.50% · 4.625%
HK$121,595
+HK$6,974/mo
Deposit HK$23.65M · loan HK$23.65M · min. income ≈ HK$229,242/mo (50% DSR)
Upfront cash ≈ HK$25.66M (deposit + AVD stamp duty HK$2,010,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,990
−HK$6,482/mo
▼ 0.25% · 3.875%
HK$123,208
−HK$3,264/mo
Today · 4.125%
HK$126,472
baseline
▲ 0.50% · 4.625%
HK$133,139
+HK$6,667/mo
Deposit HK$23.65M · loan HK$23.65M · min. income ≈ HK$252,944/mo (50% DSR)
Upfront cash ≈ HK$25.66M (deposit + AVD stamp duty HK$2,010,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,428
−HK$8,117/mo
▼ 0.25% · 3.875%
HK$133,454
−HK$4,091/mo
Today · 4.125%
HK$137,545
baseline
▲ 0.50% · 4.625%
HK$145,914
+HK$8,369/mo
Deposit HK$18.92M · loan HK$28.38M · min. income ≈ HK$275,090/mo (50% DSR)
Upfront cash ≈ HK$20.93M (deposit + AVD stamp duty HK$2,010,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,988
−HK$7,779/mo
▼ 0.25% · 3.875%
HK$147,849
−HK$3,918/mo
Today · 4.125%
HK$151,767
baseline
▲ 0.50% · 4.625%
HK$159,767
+HK$8,000/mo
Deposit HK$18.92M · loan HK$28.38M · min. income ≈ HK$303,534/mo (50% DSR)
Upfront cash ≈ HK$20.93M (deposit + AVD stamp duty HK$2,010,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,000
−HK$9,469/mo
▼ 0.25% · 3.875%
HK$155,697
−HK$4,772/mo
Today · 4.125%
HK$160,469
baseline
▲ 0.50% · 4.625%
HK$170,233
+HK$9,764/mo
Deposit HK$14.19M · loan HK$33.11M · min. income ≈ HK$320,938/mo (50% DSR)
Upfront cash ≈ HK$16.20M (deposit + AVD stamp duty HK$2,010,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,986
−HK$9,075/mo
▼ 0.25% · 3.875%
HK$172,491
−HK$4,570/mo
Today · 4.125%
HK$177,061
baseline
▲ 0.50% · 4.625%
HK$186,395
+HK$9,334/mo
Deposit HK$14.19M · loan HK$33.11M · min. income ≈ HK$354,122/mo (50% DSR)
Upfront cash ≈ HK$16.20M (deposit + AVD stamp duty HK$2,010,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,143
−HK$12,174/mo
▼ 0.25% · 3.875%
HK$200,181
−HK$6,136/mo
Today · 4.125%
HK$206,317
baseline
▲ 0.50% · 4.625%
HK$218,871
+HK$12,554/mo
Deposit HK$4.73M · loan HK$42.57M · min. income ≈ HK$412,634/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$2,010,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,982
−HK$11,668/mo
▼ 0.25% · 3.875%
HK$221,774
−HK$5,876/mo
Today · 4.125%
HK$227,650
baseline
▲ 0.50% · 4.625%
HK$239,650
+HK$12,000/mo
Deposit HK$4.73M · loan HK$42.57M · min. income ≈ HK$455,300/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$2,010,266 · Scale 2, in force from 26 Feb 2026)