LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,787
−HK$677/mo
▼ 0.25% · 3.875%
HK$11,123
−HK$341/mo
Today · 4.125%
HK$11,464
baseline
▲ 0.50% · 4.625%
HK$12,161
+HK$697/mo
Deposit HK$2.37M · loan HK$2.37M · min. income ≈ HK$22,928/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$90,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,001
−HK$648/mo
▼ 0.25% · 3.875%
HK$12,323
−HK$326/mo
Today · 4.125%
HK$12,649
baseline
▲ 0.50% · 4.625%
HK$13,316
+HK$667/mo
Deposit HK$2.37M · loan HK$2.37M · min. income ≈ HK$25,298/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$90,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,945
−HK$812/mo
▼ 0.25% · 3.875%
HK$13,348
−HK$409/mo
Today · 4.125%
HK$13,757
baseline
▲ 0.50% · 4.625%
HK$14,594
+HK$837/mo
Deposit HK$1.89M · loan HK$2.84M · min. income ≈ HK$27,514/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$90,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,401
−HK$778/mo
▼ 0.25% · 3.875%
HK$14,787
−HK$392/mo
Today · 4.125%
HK$15,179
baseline
▲ 0.50% · 4.625%
HK$15,979
+HK$800/mo
Deposit HK$1.89M · loan HK$2.84M · min. income ≈ HK$30,358/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$90,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,102
−HK$948/mo
▼ 0.25% · 3.875%
HK$15,572
−HK$478/mo
Today · 4.125%
HK$16,050
baseline
▲ 0.50% · 4.625%
HK$17,026
+HK$976/mo
Deposit HK$1.42M · loan HK$3.31M · min. income ≈ HK$32,100/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$90,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,801
−HK$908/mo
▼ 0.25% · 3.875%
HK$17,252
−HK$457/mo
Today · 4.125%
HK$17,709
baseline
▲ 0.50% · 4.625%
HK$18,643
+HK$934/mo
Deposit HK$1.42M · loan HK$3.31M · min. income ≈ HK$35,418/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$90,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,417
−HK$1,218/mo
▼ 0.25% · 3.875%
HK$20,021
−HK$614/mo
Today · 4.125%
HK$20,635
baseline
▲ 0.50% · 4.625%
HK$21,891
+HK$1,256/mo
Deposit HK$473K · loan HK$4.26M · min. income ≈ HK$41,270/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$90,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,602
−HK$1,167/mo
▼ 0.25% · 3.875%
HK$22,181
−HK$588/mo
Today · 4.125%
HK$22,769
baseline
▲ 0.50% · 4.625%
HK$23,969
+HK$1,200/mo
Deposit HK$473K · loan HK$4.26M · min. income ≈ HK$45,538/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$90,581 · Scale 2, in force from 26 Feb 2026)