LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,877
−HK$6,765/mo
▼ 0.25% · 3.875%
HK$111,233
−HK$3,409/mo
Today · 4.125%
HK$114,642
baseline
▲ 0.50% · 4.625%
HK$121,618
+HK$6,976/mo
Deposit HK$23.65M · loan HK$23.65M · min. income ≈ HK$229,284/mo (50% DSR)
Upfront cash ≈ HK$25.67M (deposit + AVD stamp duty HK$2,010,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,012
−HK$6,484/mo
▼ 0.25% · 3.875%
HK$123,231
−HK$3,265/mo
Today · 4.125%
HK$126,496
baseline
▲ 0.50% · 4.625%
HK$133,164
+HK$6,668/mo
Deposit HK$23.65M · loan HK$23.65M · min. income ≈ HK$252,992/mo (50% DSR)
Upfront cash ≈ HK$25.67M (deposit + AVD stamp duty HK$2,010,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,453
−HK$8,118/mo
▼ 0.25% · 3.875%
HK$133,480
−HK$4,091/mo
Today · 4.125%
HK$137,571
baseline
▲ 0.50% · 4.625%
HK$145,941
+HK$8,370/mo
Deposit HK$18.92M · loan HK$28.39M · min. income ≈ HK$275,142/mo (50% DSR)
Upfront cash ≈ HK$20.93M (deposit + AVD stamp duty HK$2,010,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,015
−HK$7,781/mo
▼ 0.25% · 3.875%
HK$147,877
−HK$3,919/mo
Today · 4.125%
HK$151,796
baseline
▲ 0.50% · 4.625%
HK$159,797
+HK$8,001/mo
Deposit HK$18.92M · loan HK$28.39M · min. income ≈ HK$303,592/mo (50% DSR)
Upfront cash ≈ HK$20.93M (deposit + AVD stamp duty HK$2,010,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,028
−HK$9,471/mo
▼ 0.25% · 3.875%
HK$155,726
−HK$4,773/mo
Today · 4.125%
HK$160,499
baseline
▲ 0.50% · 4.625%
HK$170,265
+HK$9,766/mo
Deposit HK$14.19M · loan HK$33.12M · min. income ≈ HK$320,998/mo (50% DSR)
Upfront cash ≈ HK$16.20M (deposit + AVD stamp duty HK$2,010,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,017
−HK$9,078/mo
▼ 0.25% · 3.875%
HK$172,524
−HK$4,571/mo
Today · 4.125%
HK$177,095
baseline
▲ 0.50% · 4.625%
HK$186,430
+HK$9,335/mo
Deposit HK$14.19M · loan HK$33.12M · min. income ≈ HK$354,190/mo (50% DSR)
Upfront cash ≈ HK$16.20M (deposit + AVD stamp duty HK$2,010,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,179
−HK$12,177/mo
▼ 0.25% · 3.875%
HK$200,219
−HK$6,137/mo
Today · 4.125%
HK$206,356
baseline
▲ 0.50% · 4.625%
HK$218,912
+HK$12,556/mo
Deposit HK$4.73M · loan HK$42.58M · min. income ≈ HK$412,712/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$2,010,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,022
−HK$11,671/mo
▼ 0.25% · 3.875%
HK$221,816
−HK$5,877/mo
Today · 4.125%
HK$227,693
baseline
▲ 0.50% · 4.625%
HK$239,695
+HK$12,002/mo
Deposit HK$4.73M · loan HK$42.58M · min. income ≈ HK$455,386/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$2,010,646 · Scale 2, in force from 26 Feb 2026)