LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,878
−HK$6,765/mo
▼ 0.25% · 3.875%
HK$111,233
−HK$3,410/mo
Today · 4.125%
HK$114,643
baseline
▲ 0.50% · 4.625%
HK$121,618
+HK$6,975/mo
Deposit HK$23.65M · loan HK$23.65M · min. income ≈ HK$229,286/mo (50% DSR)
Upfront cash ≈ HK$25.67M (deposit + AVD stamp duty HK$2,010,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,013
−HK$6,484/mo
▼ 0.25% · 3.875%
HK$123,232
−HK$3,265/mo
Today · 4.125%
HK$126,497
baseline
▲ 0.50% · 4.625%
HK$133,165
+HK$6,668/mo
Deposit HK$23.65M · loan HK$23.65M · min. income ≈ HK$252,994/mo (50% DSR)
Upfront cash ≈ HK$25.67M (deposit + AVD stamp duty HK$2,010,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,453
−HK$8,118/mo
▼ 0.25% · 3.875%
HK$133,480
−HK$4,091/mo
Today · 4.125%
HK$137,571
baseline
▲ 0.50% · 4.625%
HK$145,942
+HK$8,371/mo
Deposit HK$18.92M · loan HK$28.39M · min. income ≈ HK$275,142/mo (50% DSR)
Upfront cash ≈ HK$20.93M (deposit + AVD stamp duty HK$2,010,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,016
−HK$7,780/mo
▼ 0.25% · 3.875%
HK$147,878
−HK$3,918/mo
Today · 4.125%
HK$151,796
baseline
▲ 0.50% · 4.625%
HK$159,798
+HK$8,002/mo
Deposit HK$18.92M · loan HK$28.39M · min. income ≈ HK$303,592/mo (50% DSR)
Upfront cash ≈ HK$20.93M (deposit + AVD stamp duty HK$2,010,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,029
−HK$9,471/mo
▼ 0.25% · 3.875%
HK$155,727
−HK$4,773/mo
Today · 4.125%
HK$160,500
baseline
▲ 0.50% · 4.625%
HK$170,266
+HK$9,766/mo
Deposit HK$14.19M · loan HK$33.12M · min. income ≈ HK$321,000/mo (50% DSR)
Upfront cash ≈ HK$16.20M (deposit + AVD stamp duty HK$2,010,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,018
−HK$9,078/mo
▼ 0.25% · 3.875%
HK$172,524
−HK$4,572/mo
Today · 4.125%
HK$177,096
baseline
▲ 0.50% · 4.625%
HK$186,431
+HK$9,335/mo
Deposit HK$14.19M · loan HK$33.12M · min. income ≈ HK$354,192/mo (50% DSR)
Upfront cash ≈ HK$16.20M (deposit + AVD stamp duty HK$2,010,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,180
−HK$12,177/mo
▼ 0.25% · 3.875%
HK$200,220
−HK$6,137/mo
Today · 4.125%
HK$206,357
baseline
▲ 0.50% · 4.625%
HK$218,913
+HK$12,556/mo
Deposit HK$4.73M · loan HK$42.58M · min. income ≈ HK$412,714/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$2,010,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,023
−HK$11,672/mo
▼ 0.25% · 3.875%
HK$221,817
−HK$5,878/mo
Today · 4.125%
HK$227,695
baseline
▲ 0.50% · 4.625%
HK$239,697
+HK$12,002/mo
Deposit HK$4.73M · loan HK$42.58M · min. income ≈ HK$455,390/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$2,010,655 · Scale 2, in force from 26 Feb 2026)