LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,788
−HK$677/mo
▼ 0.25% · 3.875%
HK$11,124
−HK$341/mo
Today · 4.125%
HK$11,465
baseline
▲ 0.50% · 4.625%
HK$12,162
+HK$697/mo
Deposit HK$2.37M · loan HK$2.37M · min. income ≈ HK$22,930/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$90,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,002
−HK$648/mo
▼ 0.25% · 3.875%
HK$12,323
−HK$327/mo
Today · 4.125%
HK$12,650
baseline
▲ 0.50% · 4.625%
HK$13,317
+HK$667/mo
Deposit HK$2.37M · loan HK$2.37M · min. income ≈ HK$25,300/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$90,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,946
−HK$811/mo
▼ 0.25% · 3.875%
HK$13,348
−HK$409/mo
Today · 4.125%
HK$13,757
baseline
▲ 0.50% · 4.625%
HK$14,595
+HK$838/mo
Deposit HK$1.89M · loan HK$2.84M · min. income ≈ HK$27,514/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$90,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,402
−HK$778/mo
▼ 0.25% · 3.875%
HK$14,788
−HK$392/mo
Today · 4.125%
HK$15,180
baseline
▲ 0.50% · 4.625%
HK$15,980
+HK$800/mo
Deposit HK$1.89M · loan HK$2.84M · min. income ≈ HK$30,360/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$90,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,103
−HK$947/mo
▼ 0.25% · 3.875%
HK$15,573
−HK$477/mo
Today · 4.125%
HK$16,050
baseline
▲ 0.50% · 4.625%
HK$17,027
+HK$977/mo
Deposit HK$1.42M · loan HK$3.31M · min. income ≈ HK$32,100/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$90,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,802
−HK$908/mo
▼ 0.25% · 3.875%
HK$17,253
−HK$457/mo
Today · 4.125%
HK$17,710
baseline
▲ 0.50% · 4.625%
HK$18,644
+HK$934/mo
Deposit HK$1.42M · loan HK$3.31M · min. income ≈ HK$35,420/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$90,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,419
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$20,023
−HK$613/mo
Today · 4.125%
HK$20,636
baseline
▲ 0.50% · 4.625%
HK$21,892
+HK$1,256/mo
Deposit HK$473K · loan HK$4.26M · min. income ≈ HK$41,272/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$90,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,603
−HK$1,167/mo
▼ 0.25% · 3.875%
HK$22,182
−HK$588/mo
Today · 4.125%
HK$22,770
baseline
▲ 0.50% · 4.625%
HK$23,970
+HK$1,200/mo
Deposit HK$473K · loan HK$4.26M · min. income ≈ HK$45,540/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$90,608 · Scale 2, in force from 26 Feb 2026)