LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,789
−HK$676/mo
▼ 0.25% · 3.875%
HK$11,124
−HK$341/mo
Today · 4.125%
HK$11,465
baseline
▲ 0.50% · 4.625%
HK$12,163
+HK$698/mo
Deposit HK$2.37M · loan HK$2.37M · min. income ≈ HK$22,930/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$90,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,002
−HK$649/mo
▼ 0.25% · 3.875%
HK$12,324
−HK$327/mo
Today · 4.125%
HK$12,651
baseline
▲ 0.50% · 4.625%
HK$13,317
+HK$666/mo
Deposit HK$2.37M · loan HK$2.37M · min. income ≈ HK$25,302/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$90,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,946
−HK$812/mo
▼ 0.25% · 3.875%
HK$13,349
−HK$409/mo
Today · 4.125%
HK$13,758
baseline
▲ 0.50% · 4.625%
HK$14,595
+HK$837/mo
Deposit HK$1.89M · loan HK$2.84M · min. income ≈ HK$27,516/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$90,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,403
−HK$778/mo
▼ 0.25% · 3.875%
HK$14,789
−HK$392/mo
Today · 4.125%
HK$15,181
baseline
▲ 0.50% · 4.625%
HK$15,981
+HK$800/mo
Deposit HK$1.89M · loan HK$2.84M · min. income ≈ HK$30,362/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$90,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,104
−HK$947/mo
▼ 0.25% · 3.875%
HK$15,574
−HK$477/mo
Today · 4.125%
HK$16,051
baseline
▲ 0.50% · 4.625%
HK$17,028
+HK$977/mo
Deposit HK$1.42M · loan HK$3.31M · min. income ≈ HK$32,102/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$90,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,803
−HK$908/mo
▼ 0.25% · 3.875%
HK$17,254
−HK$457/mo
Today · 4.125%
HK$17,711
baseline
▲ 0.50% · 4.625%
HK$18,644
+HK$933/mo
Deposit HK$1.42M · loan HK$3.31M · min. income ≈ HK$35,422/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$90,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,419
−HK$1,218/mo
▼ 0.25% · 3.875%
HK$20,023
−HK$614/mo
Today · 4.125%
HK$20,637
baseline
▲ 0.50% · 4.625%
HK$21,893
+HK$1,256/mo
Deposit HK$473K · loan HK$4.26M · min. income ≈ HK$41,274/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$90,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,604
−HK$1,167/mo
▼ 0.25% · 3.875%
HK$22,183
−HK$588/mo
Today · 4.125%
HK$22,771
baseline
▲ 0.50% · 4.625%
HK$23,971
+HK$1,200/mo
Deposit HK$473K · loan HK$4.26M · min. income ≈ HK$45,542/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$90,627 · Scale 2, in force from 26 Feb 2026)