LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,893
−HK$6,766/mo
▼ 0.25% · 3.875%
HK$111,249
−HK$3,410/mo
Today · 4.125%
HK$114,659
baseline
▲ 0.50% · 4.625%
HK$121,636
+HK$6,977/mo
Deposit HK$23.66M · loan HK$23.66M · min. income ≈ HK$229,318/mo (50% DSR)
Upfront cash ≈ HK$25.67M (deposit + AVD stamp duty HK$2,010,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,030
−HK$6,485/mo
▼ 0.25% · 3.875%
HK$123,249
−HK$3,266/mo
Today · 4.125%
HK$126,515
baseline
▲ 0.50% · 4.625%
HK$133,184
+HK$6,669/mo
Deposit HK$23.66M · loan HK$23.66M · min. income ≈ HK$253,030/mo (50% DSR)
Upfront cash ≈ HK$25.67M (deposit + AVD stamp duty HK$2,010,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,472
−HK$8,119/mo
▼ 0.25% · 3.875%
HK$133,499
−HK$4,092/mo
Today · 4.125%
HK$137,591
baseline
▲ 0.50% · 4.625%
HK$145,963
+HK$8,372/mo
Deposit HK$18.93M · loan HK$28.39M · min. income ≈ HK$275,182/mo (50% DSR)
Upfront cash ≈ HK$20.94M (deposit + AVD stamp duty HK$2,010,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,036
−HK$7,782/mo
▼ 0.25% · 3.875%
HK$147,899
−HK$3,919/mo
Today · 4.125%
HK$151,818
baseline
▲ 0.50% · 4.625%
HK$159,821
+HK$8,003/mo
Deposit HK$18.93M · loan HK$28.39M · min. income ≈ HK$303,636/mo (50% DSR)
Upfront cash ≈ HK$20.94M (deposit + AVD stamp duty HK$2,010,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,051
−HK$9,472/mo
▼ 0.25% · 3.875%
HK$155,749
−HK$4,774/mo
Today · 4.125%
HK$160,523
baseline
▲ 0.50% · 4.625%
HK$170,290
+HK$9,767/mo
Deposit HK$14.19M · loan HK$33.12M · min. income ≈ HK$321,046/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$2,010,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,042
−HK$9,079/mo
▼ 0.25% · 3.875%
HK$172,549
−HK$4,572/mo
Today · 4.125%
HK$177,121
baseline
▲ 0.50% · 4.625%
HK$186,457
+HK$9,336/mo
Deposit HK$14.19M · loan HK$33.12M · min. income ≈ HK$354,242/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$2,010,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,208
−HK$12,178/mo
▼ 0.25% · 3.875%
HK$200,249
−HK$6,137/mo
Today · 4.125%
HK$206,386
baseline
▲ 0.50% · 4.625%
HK$218,945
+HK$12,559/mo
Deposit HK$4.73M · loan HK$42.58M · min. income ≈ HK$412,772/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$2,010,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,054
−HK$11,673/mo
▼ 0.25% · 3.875%
HK$221,849
−HK$5,878/mo
Today · 4.125%
HK$227,727
baseline
▲ 0.50% · 4.625%
HK$239,731
+HK$12,004/mo
Deposit HK$4.73M · loan HK$42.58M · min. income ≈ HK$455,454/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$2,010,943 · Scale 2, in force from 26 Feb 2026)