LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,791
−HK$677/mo
▼ 0.25% · 3.875%
HK$11,127
−HK$341/mo
Today · 4.125%
HK$11,468
baseline
▲ 0.50% · 4.625%
HK$12,166
+HK$698/mo
Deposit HK$2.37M · loan HK$2.37M · min. income ≈ HK$22,936/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$90,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,005
−HK$649/mo
▼ 0.25% · 3.875%
HK$12,327
−HK$327/mo
Today · 4.125%
HK$12,654
baseline
▲ 0.50% · 4.625%
HK$13,321
+HK$667/mo
Deposit HK$2.37M · loan HK$2.37M · min. income ≈ HK$25,308/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$90,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,950
−HK$812/mo
▼ 0.25% · 3.875%
HK$13,352
−HK$410/mo
Today · 4.125%
HK$13,762
baseline
▲ 0.50% · 4.625%
HK$14,599
+HK$837/mo
Deposit HK$1.89M · loan HK$2.84M · min. income ≈ HK$27,524/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$90,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,406
−HK$779/mo
▼ 0.25% · 3.875%
HK$14,793
−HK$392/mo
Today · 4.125%
HK$15,185
baseline
▲ 0.50% · 4.625%
HK$15,985
+HK$800/mo
Deposit HK$1.89M · loan HK$2.84M · min. income ≈ HK$30,370/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$90,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,108
−HK$947/mo
▼ 0.25% · 3.875%
HK$15,578
−HK$477/mo
Today · 4.125%
HK$16,055
baseline
▲ 0.50% · 4.625%
HK$17,032
+HK$977/mo
Deposit HK$1.42M · loan HK$3.31M · min. income ≈ HK$32,110/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$90,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,807
−HK$908/mo
▼ 0.25% · 3.875%
HK$17,258
−HK$457/mo
Today · 4.125%
HK$17,715
baseline
▲ 0.50% · 4.625%
HK$18,649
+HK$934/mo
Deposit HK$1.42M · loan HK$3.31M · min. income ≈ HK$35,430/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$90,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,424
−HK$1,218/mo
▼ 0.25% · 3.875%
HK$20,029
−HK$613/mo
Today · 4.125%
HK$20,642
baseline
▲ 0.50% · 4.625%
HK$21,899
+HK$1,257/mo
Deposit HK$473K · loan HK$4.26M · min. income ≈ HK$41,284/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$90,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,609
−HK$1,168/mo
▼ 0.25% · 3.875%
HK$22,189
−HK$588/mo
Today · 4.125%
HK$22,777
baseline
▲ 0.50% · 4.625%
HK$23,978
+HK$1,201/mo
Deposit HK$473K · loan HK$4.26M · min. income ≈ HK$45,554/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$90,751 · Scale 2, in force from 26 Feb 2026)