LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,917
−HK$6,767/mo
▼ 0.25% · 3.875%
HK$111,274
−HK$3,410/mo
Today · 4.125%
HK$114,684
baseline
▲ 0.50% · 4.625%
HK$121,662
+HK$6,978/mo
Deposit HK$23.66M · loan HK$23.66M · min. income ≈ HK$229,368/mo (50% DSR)
Upfront cash ≈ HK$25.67M (deposit + AVD stamp duty HK$2,011,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,056
−HK$6,487/mo
▼ 0.25% · 3.875%
HK$123,276
−HK$3,267/mo
Today · 4.125%
HK$126,543
baseline
▲ 0.50% · 4.625%
HK$133,213
+HK$6,670/mo
Deposit HK$23.66M · loan HK$23.66M · min. income ≈ HK$253,086/mo (50% DSR)
Upfront cash ≈ HK$25.67M (deposit + AVD stamp duty HK$2,011,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,500
−HK$8,121/mo
▼ 0.25% · 3.875%
HK$133,528
−HK$4,093/mo
Today · 4.125%
HK$137,621
baseline
▲ 0.50% · 4.625%
HK$145,995
+HK$8,374/mo
Deposit HK$18.93M · loan HK$28.40M · min. income ≈ HK$275,242/mo (50% DSR)
Upfront cash ≈ HK$20.94M (deposit + AVD stamp duty HK$2,011,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,068
−HK$7,783/mo
▼ 0.25% · 3.875%
HK$147,931
−HK$3,920/mo
Today · 4.125%
HK$151,851
baseline
▲ 0.50% · 4.625%
HK$159,855
+HK$8,004/mo
Deposit HK$18.93M · loan HK$28.40M · min. income ≈ HK$303,702/mo (50% DSR)
Upfront cash ≈ HK$20.94M (deposit + AVD stamp duty HK$2,011,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,083
−HK$9,475/mo
▼ 0.25% · 3.875%
HK$155,783
−HK$4,775/mo
Today · 4.125%
HK$160,558
baseline
▲ 0.50% · 4.625%
HK$170,327
+HK$9,769/mo
Deposit HK$14.20M · loan HK$33.13M · min. income ≈ HK$321,116/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$2,011,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,079
−HK$9,081/mo
▼ 0.25% · 3.875%
HK$172,587
−HK$4,573/mo
Today · 4.125%
HK$177,160
baseline
▲ 0.50% · 4.625%
HK$186,498
+HK$9,338/mo
Deposit HK$14.20M · loan HK$33.13M · min. income ≈ HK$354,320/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$2,011,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,250
−HK$12,181/mo
▼ 0.25% · 3.875%
HK$200,292
−HK$6,139/mo
Today · 4.125%
HK$206,431
baseline
▲ 0.50% · 4.625%
HK$218,992
+HK$12,561/mo
Deposit HK$4.73M · loan HK$42.59M · min. income ≈ HK$412,862/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$2,011,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,101
−HK$11,676/mo
▼ 0.25% · 3.875%
HK$221,897
−HK$5,880/mo
Today · 4.125%
HK$227,777
baseline
▲ 0.50% · 4.625%
HK$239,783
+HK$12,006/mo
Deposit HK$4.73M · loan HK$42.59M · min. income ≈ HK$455,554/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$2,011,381 · Scale 2, in force from 26 Feb 2026)