LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,948
−HK$6,769/mo
▼ 0.25% · 3.875%
HK$111,305
−HK$3,412/mo
Today · 4.125%
HK$114,717
baseline
▲ 0.50% · 4.625%
HK$121,697
+HK$6,980/mo
Deposit HK$23.67M · loan HK$23.67M · min. income ≈ HK$229,434/mo (50% DSR)
Upfront cash ≈ HK$25.68M (deposit + AVD stamp duty HK$2,011,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,091
−HK$6,488/mo
▼ 0.25% · 3.875%
HK$123,311
−HK$3,268/mo
Today · 4.125%
HK$126,579
baseline
▲ 0.50% · 4.625%
HK$133,251
+HK$6,672/mo
Deposit HK$23.67M · loan HK$23.67M · min. income ≈ HK$253,158/mo (50% DSR)
Upfront cash ≈ HK$25.68M (deposit + AVD stamp duty HK$2,011,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,537
−HK$8,123/mo
▼ 0.25% · 3.875%
HK$133,566
−HK$4,094/mo
Today · 4.125%
HK$137,660
baseline
▲ 0.50% · 4.625%
HK$146,037
+HK$8,377/mo
Deposit HK$18.94M · loan HK$28.40M · min. income ≈ HK$275,320/mo (50% DSR)
Upfront cash ≈ HK$20.95M (deposit + AVD stamp duty HK$2,011,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,109
−HK$7,786/mo
▼ 0.25% · 3.875%
HK$147,974
−HK$3,921/mo
Today · 4.125%
HK$151,895
baseline
▲ 0.50% · 4.625%
HK$159,901
+HK$8,006/mo
Deposit HK$18.94M · loan HK$28.40M · min. income ≈ HK$303,790/mo (50% DSR)
Upfront cash ≈ HK$20.95M (deposit + AVD stamp duty HK$2,011,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,127
−HK$9,477/mo
▼ 0.25% · 3.875%
HK$155,828
−HK$4,776/mo
Today · 4.125%
HK$160,604
baseline
▲ 0.50% · 4.625%
HK$170,376
+HK$9,772/mo
Deposit HK$14.20M · loan HK$33.14M · min. income ≈ HK$321,208/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$2,011,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,127
−HK$9,083/mo
▼ 0.25% · 3.875%
HK$172,636
−HK$4,574/mo
Today · 4.125%
HK$177,210
baseline
▲ 0.50% · 4.625%
HK$186,551
+HK$9,341/mo
Deposit HK$14.20M · loan HK$33.14M · min. income ≈ HK$354,420/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$2,011,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,306
−HK$12,184/mo
▼ 0.25% · 3.875%
HK$200,350
−HK$6,140/mo
Today · 4.125%
HK$206,490
baseline
▲ 0.50% · 4.625%
HK$219,055
+HK$12,565/mo
Deposit HK$4.73M · loan HK$42.61M · min. income ≈ HK$412,980/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$2,011,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,163
−HK$11,679/mo
▼ 0.25% · 3.875%
HK$221,961
−HK$5,881/mo
Today · 4.125%
HK$227,842
baseline
▲ 0.50% · 4.625%
HK$239,852
+HK$12,010/mo
Deposit HK$4.73M · loan HK$42.61M · min. income ≈ HK$455,684/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$2,011,955 · Scale 2, in force from 26 Feb 2026)