LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,795
−HK$677/mo
▼ 0.25% · 3.875%
HK$11,131
−HK$341/mo
Today · 4.125%
HK$11,472
baseline
▲ 0.50% · 4.625%
HK$12,170
+HK$698/mo
Deposit HK$2.37M · loan HK$2.37M · min. income ≈ HK$22,944/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$90,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,009
−HK$649/mo
▼ 0.25% · 3.875%
HK$12,332
−HK$326/mo
Today · 4.125%
HK$12,658
baseline
▲ 0.50% · 4.625%
HK$13,326
+HK$668/mo
Deposit HK$2.37M · loan HK$2.37M · min. income ≈ HK$25,316/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$90,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,954
−HK$813/mo
▼ 0.25% · 3.875%
HK$13,357
−HK$410/mo
Today · 4.125%
HK$13,767
baseline
▲ 0.50% · 4.625%
HK$14,604
+HK$837/mo
Deposit HK$1.89M · loan HK$2.84M · min. income ≈ HK$27,534/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$90,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,411
−HK$779/mo
▼ 0.25% · 3.875%
HK$14,798
−HK$392/mo
Today · 4.125%
HK$15,190
baseline
▲ 0.50% · 4.625%
HK$15,991
+HK$801/mo
Deposit HK$1.89M · loan HK$2.84M · min. income ≈ HK$30,380/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$90,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,113
−HK$948/mo
▼ 0.25% · 3.875%
HK$15,583
−HK$478/mo
Today · 4.125%
HK$16,061
baseline
▲ 0.50% · 4.625%
HK$17,038
+HK$977/mo
Deposit HK$1.42M · loan HK$3.31M · min. income ≈ HK$32,122/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$90,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,813
−HK$909/mo
▼ 0.25% · 3.875%
HK$17,264
−HK$458/mo
Today · 4.125%
HK$17,722
baseline
▲ 0.50% · 4.625%
HK$18,656
+HK$934/mo
Deposit HK$1.42M · loan HK$3.31M · min. income ≈ HK$35,444/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$90,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,431
−HK$1,219/mo
▼ 0.25% · 3.875%
HK$20,036
−HK$614/mo
Today · 4.125%
HK$20,650
baseline
▲ 0.50% · 4.625%
HK$21,906
+HK$1,256/mo
Deposit HK$473K · loan HK$4.26M · min. income ≈ HK$41,300/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$90,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,617
−HK$1,168/mo
▼ 0.25% · 3.875%
HK$22,197
−HK$588/mo
Today · 4.125%
HK$22,785
baseline
▲ 0.50% · 4.625%
HK$23,986
+HK$1,201/mo
Deposit HK$473K · loan HK$4.26M · min. income ≈ HK$45,570/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$90,918 · Scale 2, in force from 26 Feb 2026)