LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,955
−HK$6,770/mo
▼ 0.25% · 3.875%
HK$111,313
−HK$3,412/mo
Today · 4.125%
HK$114,725
baseline
▲ 0.50% · 4.625%
HK$121,706
+HK$6,981/mo
Deposit HK$23.67M · loan HK$23.67M · min. income ≈ HK$229,450/mo (50% DSR)
Upfront cash ≈ HK$25.68M (deposit + AVD stamp duty HK$2,012,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,099
−HK$6,489/mo
▼ 0.25% · 3.875%
HK$123,320
−HK$3,268/mo
Today · 4.125%
HK$126,588
baseline
▲ 0.50% · 4.625%
HK$133,260
+HK$6,672/mo
Deposit HK$23.67M · loan HK$23.67M · min. income ≈ HK$253,176/mo (50% DSR)
Upfront cash ≈ HK$25.68M (deposit + AVD stamp duty HK$2,012,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,546
−HK$8,124/mo
▼ 0.25% · 3.875%
HK$133,576
−HK$4,094/mo
Today · 4.125%
HK$137,670
baseline
▲ 0.50% · 4.625%
HK$146,047
+HK$8,377/mo
Deposit HK$18.94M · loan HK$28.41M · min. income ≈ HK$275,340/mo (50% DSR)
Upfront cash ≈ HK$20.95M (deposit + AVD stamp duty HK$2,012,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,119
−HK$7,786/mo
▼ 0.25% · 3.875%
HK$147,984
−HK$3,921/mo
Today · 4.125%
HK$151,905
baseline
▲ 0.50% · 4.625%
HK$159,912
+HK$8,007/mo
Deposit HK$18.94M · loan HK$28.41M · min. income ≈ HK$303,810/mo (50% DSR)
Upfront cash ≈ HK$20.95M (deposit + AVD stamp duty HK$2,012,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,137
−HK$9,478/mo
▼ 0.25% · 3.875%
HK$155,838
−HK$4,777/mo
Today · 4.125%
HK$160,615
baseline
▲ 0.50% · 4.625%
HK$170,388
+HK$9,773/mo
Deposit HK$14.20M · loan HK$33.14M · min. income ≈ HK$321,230/mo (50% DSR)
Upfront cash ≈ HK$16.22M (deposit + AVD stamp duty HK$2,012,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,139
−HK$9,084/mo
▼ 0.25% · 3.875%
HK$172,648
−HK$4,575/mo
Today · 4.125%
HK$177,223
baseline
▲ 0.50% · 4.625%
HK$186,564
+HK$9,341/mo
Deposit HK$14.20M · loan HK$33.14M · min. income ≈ HK$354,446/mo (50% DSR)
Upfront cash ≈ HK$16.22M (deposit + AVD stamp duty HK$2,012,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,319
−HK$12,186/mo
▼ 0.25% · 3.875%
HK$200,364
−HK$6,141/mo
Today · 4.125%
HK$206,505
baseline
▲ 0.50% · 4.625%
HK$219,070
+HK$12,565/mo
Deposit HK$4.73M · loan HK$42.61M · min. income ≈ HK$413,010/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$2,012,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,178
−HK$11,680/mo
▼ 0.25% · 3.875%
HK$221,976
−HK$5,882/mo
Today · 4.125%
HK$227,858
baseline
▲ 0.50% · 4.625%
HK$239,868
+HK$12,010/mo
Deposit HK$4.73M · loan HK$42.61M · min. income ≈ HK$455,716/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$2,012,097 · Scale 2, in force from 26 Feb 2026)