LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,796
−HK$677/mo
▼ 0.25% · 3.875%
HK$11,132
−HK$341/mo
Today · 4.125%
HK$11,473
baseline
▲ 0.50% · 4.625%
HK$12,171
+HK$698/mo
Deposit HK$2.37M · loan HK$2.37M · min. income ≈ HK$22,946/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$90,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,010
−HK$649/mo
▼ 0.25% · 3.875%
HK$12,333
−HK$326/mo
Today · 4.125%
HK$12,659
baseline
▲ 0.50% · 4.625%
HK$13,327
+HK$668/mo
Deposit HK$2.37M · loan HK$2.37M · min. income ≈ HK$25,318/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$90,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,955
−HK$813/mo
▼ 0.25% · 3.875%
HK$13,358
−HK$410/mo
Today · 4.125%
HK$13,768
baseline
▲ 0.50% · 4.625%
HK$14,605
+HK$837/mo
Deposit HK$1.89M · loan HK$2.84M · min. income ≈ HK$27,536/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$90,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,413
−HK$778/mo
▼ 0.25% · 3.875%
HK$14,799
−HK$392/mo
Today · 4.125%
HK$15,191
baseline
▲ 0.50% · 4.625%
HK$15,992
+HK$801/mo
Deposit HK$1.89M · loan HK$2.84M · min. income ≈ HK$30,382/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$90,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,114
−HK$948/mo
▼ 0.25% · 3.875%
HK$15,585
−HK$477/mo
Today · 4.125%
HK$16,062
baseline
▲ 0.50% · 4.625%
HK$17,040
+HK$978/mo
Deposit HK$1.42M · loan HK$3.31M · min. income ≈ HK$32,124/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$90,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,815
−HK$908/mo
▼ 0.25% · 3.875%
HK$17,266
−HK$457/mo
Today · 4.125%
HK$17,723
baseline
▲ 0.50% · 4.625%
HK$18,657
+HK$934/mo
Deposit HK$1.42M · loan HK$3.31M · min. income ≈ HK$35,446/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$90,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,433
−HK$1,218/mo
▼ 0.25% · 3.875%
HK$20,037
−HK$614/mo
Today · 4.125%
HK$20,651
baseline
▲ 0.50% · 4.625%
HK$21,908
+HK$1,257/mo
Deposit HK$473K · loan HK$4.26M · min. income ≈ HK$41,302/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$90,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,619
−HK$1,168/mo
▼ 0.25% · 3.875%
HK$22,199
−HK$588/mo
Today · 4.125%
HK$22,787
baseline
▲ 0.50% · 4.625%
HK$23,988
+HK$1,201/mo
Deposit HK$473K · loan HK$4.26M · min. income ≈ HK$45,574/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$90,958 · Scale 2, in force from 26 Feb 2026)