LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,994
−HK$6,772/mo
▼ 0.25% · 3.875%
HK$111,353
−HK$3,413/mo
Today · 4.125%
HK$114,766
baseline
▲ 0.50% · 4.625%
HK$121,750
+HK$6,984/mo
Deposit HK$23.68M · loan HK$23.68M · min. income ≈ HK$229,532/mo (50% DSR)
Upfront cash ≈ HK$25.69M (deposit + AVD stamp duty HK$2,012,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,142
−HK$6,491/mo
▼ 0.25% · 3.875%
HK$123,365
−HK$3,268/mo
Today · 4.125%
HK$126,633
baseline
▲ 0.50% · 4.625%
HK$133,308
+HK$6,675/mo
Deposit HK$23.68M · loan HK$23.68M · min. income ≈ HK$253,266/mo (50% DSR)
Upfront cash ≈ HK$25.69M (deposit + AVD stamp duty HK$2,012,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,593
−HK$8,127/mo
▼ 0.25% · 3.875%
HK$133,624
−HK$4,096/mo
Today · 4.125%
HK$137,720
baseline
▲ 0.50% · 4.625%
HK$146,100
+HK$8,380/mo
Deposit HK$18.94M · loan HK$28.42M · min. income ≈ HK$275,440/mo (50% DSR)
Upfront cash ≈ HK$20.96M (deposit + AVD stamp duty HK$2,012,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,171
−HK$7,789/mo
▼ 0.25% · 3.875%
HK$148,038
−HK$3,922/mo
Today · 4.125%
HK$151,960
baseline
▲ 0.50% · 4.625%
HK$159,970
+HK$8,010/mo
Deposit HK$18.94M · loan HK$28.42M · min. income ≈ HK$303,920/mo (50% DSR)
Upfront cash ≈ HK$20.96M (deposit + AVD stamp duty HK$2,012,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,192
−HK$9,481/mo
▼ 0.25% · 3.875%
HK$155,895
−HK$4,778/mo
Today · 4.125%
HK$160,673
baseline
▲ 0.50% · 4.625%
HK$170,450
+HK$9,777/mo
Deposit HK$14.21M · loan HK$33.15M · min. income ≈ HK$321,346/mo (50% DSR)
Upfront cash ≈ HK$16.22M (deposit + AVD stamp duty HK$2,012,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,199
−HK$9,088/mo
▼ 0.25% · 3.875%
HK$172,710
−HK$4,577/mo
Today · 4.125%
HK$177,287
baseline
▲ 0.50% · 4.625%
HK$186,632
+HK$9,345/mo
Deposit HK$14.21M · loan HK$33.15M · min. income ≈ HK$354,574/mo (50% DSR)
Upfront cash ≈ HK$16.22M (deposit + AVD stamp duty HK$2,012,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,390
−HK$12,190/mo
▼ 0.25% · 3.875%
HK$200,436
−HK$6,144/mo
Today · 4.125%
HK$206,580
baseline
▲ 0.50% · 4.625%
HK$219,149
+HK$12,569/mo
Deposit HK$4.74M · loan HK$42.62M · min. income ≈ HK$413,160/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$2,012,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,256
−HK$11,684/mo
▼ 0.25% · 3.875%
HK$222,056
−HK$5,884/mo
Today · 4.125%
HK$227,940
baseline
▲ 0.50% · 4.625%
HK$239,955
+HK$12,015/mo
Deposit HK$4.74M · loan HK$42.62M · min. income ≈ HK$455,880/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$2,012,824 · Scale 2, in force from 26 Feb 2026)