LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,002
−HK$6,773/mo
▼ 0.25% · 3.875%
HK$111,361
−HK$3,414/mo
Today · 4.125%
HK$114,775
baseline
▲ 0.50% · 4.625%
HK$121,758
+HK$6,983/mo
Deposit HK$23.68M · loan HK$23.68M · min. income ≈ HK$229,550/mo (50% DSR)
Upfront cash ≈ HK$25.69M (deposit + AVD stamp duty HK$2,012,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,151
−HK$6,491/mo
▼ 0.25% · 3.875%
HK$123,373
−HK$3,269/mo
Today · 4.125%
HK$126,642
baseline
▲ 0.50% · 4.625%
HK$133,318
+HK$6,676/mo
Deposit HK$23.68M · loan HK$23.68M · min. income ≈ HK$253,284/mo (50% DSR)
Upfront cash ≈ HK$25.69M (deposit + AVD stamp duty HK$2,012,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,602
−HK$8,128/mo
▼ 0.25% · 3.875%
HK$133,634
−HK$4,096/mo
Today · 4.125%
HK$137,730
baseline
▲ 0.50% · 4.625%
HK$146,110
+HK$8,380/mo
Deposit HK$18.95M · loan HK$28.42M · min. income ≈ HK$275,460/mo (50% DSR)
Upfront cash ≈ HK$20.96M (deposit + AVD stamp duty HK$2,012,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,181
−HK$7,790/mo
▼ 0.25% · 3.875%
HK$148,048
−HK$3,923/mo
Today · 4.125%
HK$151,971
baseline
▲ 0.50% · 4.625%
HK$159,982
+HK$8,011/mo
Deposit HK$18.95M · loan HK$28.42M · min. income ≈ HK$303,942/mo (50% DSR)
Upfront cash ≈ HK$20.96M (deposit + AVD stamp duty HK$2,012,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,203
−HK$9,481/mo
▼ 0.25% · 3.875%
HK$155,906
−HK$4,778/mo
Today · 4.125%
HK$160,684
baseline
▲ 0.50% · 4.625%
HK$170,462
+HK$9,778/mo
Deposit HK$14.21M · loan HK$33.15M · min. income ≈ HK$321,368/mo (50% DSR)
Upfront cash ≈ HK$16.22M (deposit + AVD stamp duty HK$2,012,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,211
−HK$9,088/mo
▼ 0.25% · 3.875%
HK$172,723
−HK$4,576/mo
Today · 4.125%
HK$177,299
baseline
▲ 0.50% · 4.625%
HK$186,645
+HK$9,346/mo
Deposit HK$14.21M · loan HK$33.15M · min. income ≈ HK$354,598/mo (50% DSR)
Upfront cash ≈ HK$16.22M (deposit + AVD stamp duty HK$2,012,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,403
−HK$12,191/mo
▼ 0.25% · 3.875%
HK$200,451
−HK$6,143/mo
Today · 4.125%
HK$206,594
baseline
▲ 0.50% · 4.625%
HK$219,165
+HK$12,571/mo
Deposit HK$4.74M · loan HK$42.63M · min. income ≈ HK$413,188/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$2,012,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,272
−HK$11,684/mo
▼ 0.25% · 3.875%
HK$222,072
−HK$5,884/mo
Today · 4.125%
HK$227,956
baseline
▲ 0.50% · 4.625%
HK$239,972
+HK$12,016/mo
Deposit HK$4.74M · loan HK$42.63M · min. income ≈ HK$455,912/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$2,012,968 · Scale 2, in force from 26 Feb 2026)