LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,006
−HK$6,773/mo
▼ 0.25% · 3.875%
HK$111,366
−HK$3,413/mo
Today · 4.125%
HK$114,779
baseline
▲ 0.50% · 4.625%
HK$121,763
+HK$6,984/mo
Deposit HK$23.68M · loan HK$23.68M · min. income ≈ HK$229,558/mo (50% DSR)
Upfront cash ≈ HK$25.70M (deposit + AVD stamp duty HK$2,013,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,156
−HK$6,492/mo
▼ 0.25% · 3.875%
HK$123,379
−HK$3,269/mo
Today · 4.125%
HK$126,648
baseline
▲ 0.50% · 4.625%
HK$133,324
+HK$6,676/mo
Deposit HK$23.68M · loan HK$23.68M · min. income ≈ HK$253,296/mo (50% DSR)
Upfront cash ≈ HK$25.70M (deposit + AVD stamp duty HK$2,013,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,608
−HK$8,127/mo
▼ 0.25% · 3.875%
HK$133,639
−HK$4,096/mo
Today · 4.125%
HK$137,735
baseline
▲ 0.50% · 4.625%
HK$146,116
+HK$8,381/mo
Deposit HK$18.95M · loan HK$28.42M · min. income ≈ HK$275,470/mo (50% DSR)
Upfront cash ≈ HK$20.96M (deposit + AVD stamp duty HK$2,013,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,187
−HK$7,790/mo
▼ 0.25% · 3.875%
HK$148,054
−HK$3,923/mo
Today · 4.125%
HK$151,977
baseline
▲ 0.50% · 4.625%
HK$159,988
+HK$8,011/mo
Deposit HK$18.95M · loan HK$28.42M · min. income ≈ HK$303,954/mo (50% DSR)
Upfront cash ≈ HK$20.96M (deposit + AVD stamp duty HK$2,013,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,209
−HK$9,482/mo
▼ 0.25% · 3.875%
HK$155,913
−HK$4,778/mo
Today · 4.125%
HK$160,691
baseline
▲ 0.50% · 4.625%
HK$170,469
+HK$9,778/mo
Deposit HK$14.21M · loan HK$33.16M · min. income ≈ HK$321,382/mo (50% DSR)
Upfront cash ≈ HK$16.22M (deposit + AVD stamp duty HK$2,013,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,219
−HK$9,088/mo
▼ 0.25% · 3.875%
HK$172,730
−HK$4,577/mo
Today · 4.125%
HK$177,307
baseline
▲ 0.50% · 4.625%
HK$186,653
+HK$9,346/mo
Deposit HK$14.21M · loan HK$33.16M · min. income ≈ HK$354,614/mo (50% DSR)
Upfront cash ≈ HK$16.22M (deposit + AVD stamp duty HK$2,013,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,412
−HK$12,191/mo
▼ 0.25% · 3.875%
HK$200,459
−HK$6,144/mo
Today · 4.125%
HK$206,603
baseline
▲ 0.50% · 4.625%
HK$219,174
+HK$12,571/mo
Deposit HK$4.74M · loan HK$42.63M · min. income ≈ HK$413,206/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$2,013,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,281
−HK$11,685/mo
▼ 0.25% · 3.875%
HK$222,082
−HK$5,884/mo
Today · 4.125%
HK$227,966
baseline
▲ 0.50% · 4.625%
HK$239,982
+HK$12,016/mo
Deposit HK$4.74M · loan HK$42.63M · min. income ≈ HK$455,932/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$2,013,052 · Scale 2, in force from 26 Feb 2026)