LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,012
−HK$6,773/mo
▼ 0.25% · 3.875%
HK$111,372
−HK$3,413/mo
Today · 4.125%
HK$114,785
baseline
▲ 0.50% · 4.625%
HK$121,770
+HK$6,985/mo
Deposit HK$23.68M · loan HK$23.68M · min. income ≈ HK$229,570/mo (50% DSR)
Upfront cash ≈ HK$25.70M (deposit + AVD stamp duty HK$2,013,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,162
−HK$6,492/mo
▼ 0.25% · 3.875%
HK$123,385
−HK$3,269/mo
Today · 4.125%
HK$126,654
baseline
▲ 0.50% · 4.625%
HK$133,330
+HK$6,676/mo
Deposit HK$23.68M · loan HK$23.68M · min. income ≈ HK$253,308/mo (50% DSR)
Upfront cash ≈ HK$25.70M (deposit + AVD stamp duty HK$2,013,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,614
−HK$8,128/mo
▼ 0.25% · 3.875%
HK$133,646
−HK$4,096/mo
Today · 4.125%
HK$137,742
baseline
▲ 0.50% · 4.625%
HK$146,124
+HK$8,382/mo
Deposit HK$18.95M · loan HK$28.42M · min. income ≈ HK$275,484/mo (50% DSR)
Upfront cash ≈ HK$20.96M (deposit + AVD stamp duty HK$2,013,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,195
−HK$7,790/mo
▼ 0.25% · 3.875%
HK$148,062
−HK$3,923/mo
Today · 4.125%
HK$151,985
baseline
▲ 0.50% · 4.625%
HK$159,996
+HK$8,011/mo
Deposit HK$18.95M · loan HK$28.42M · min. income ≈ HK$303,970/mo (50% DSR)
Upfront cash ≈ HK$20.96M (deposit + AVD stamp duty HK$2,013,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,217
−HK$9,482/mo
▼ 0.25% · 3.875%
HK$155,921
−HK$4,778/mo
Today · 4.125%
HK$160,699
baseline
▲ 0.50% · 4.625%
HK$170,478
+HK$9,779/mo
Deposit HK$14.21M · loan HK$33.16M · min. income ≈ HK$321,398/mo (50% DSR)
Upfront cash ≈ HK$16.22M (deposit + AVD stamp duty HK$2,013,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,227
−HK$9,089/mo
▼ 0.25% · 3.875%
HK$172,739
−HK$4,577/mo
Today · 4.125%
HK$177,316
baseline
▲ 0.50% · 4.625%
HK$186,663
+HK$9,347/mo
Deposit HK$14.21M · loan HK$33.16M · min. income ≈ HK$354,632/mo (50% DSR)
Upfront cash ≈ HK$16.22M (deposit + AVD stamp duty HK$2,013,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,422
−HK$12,192/mo
▼ 0.25% · 3.875%
HK$200,469
−HK$6,145/mo
Today · 4.125%
HK$206,614
baseline
▲ 0.50% · 4.625%
HK$219,186
+HK$12,572/mo
Deposit HK$4.74M · loan HK$42.63M · min. income ≈ HK$413,228/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$2,013,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,292
−HK$11,686/mo
▼ 0.25% · 3.875%
HK$222,093
−HK$5,885/mo
Today · 4.125%
HK$227,978
baseline
▲ 0.50% · 4.625%
HK$239,995
+HK$12,017/mo
Deposit HK$4.74M · loan HK$42.63M · min. income ≈ HK$455,956/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$2,013,156 · Scale 2, in force from 26 Feb 2026)