LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,025
−HK$6,774/mo
▼ 0.25% · 3.875%
HK$111,385
−HK$3,414/mo
Today · 4.125%
HK$114,799
baseline
▲ 0.50% · 4.625%
HK$121,784
+HK$6,985/mo
Deposit HK$23.69M · loan HK$23.69M · min. income ≈ HK$229,598/mo (50% DSR)
Upfront cash ≈ HK$25.70M (deposit + AVD stamp duty HK$2,013,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,177
−HK$6,492/mo
▼ 0.25% · 3.875%
HK$123,400
−HK$3,269/mo
Today · 4.125%
HK$126,669
baseline
▲ 0.50% · 4.625%
HK$133,346
+HK$6,677/mo
Deposit HK$23.69M · loan HK$23.69M · min. income ≈ HK$253,338/mo (50% DSR)
Upfront cash ≈ HK$25.70M (deposit + AVD stamp duty HK$2,013,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,630
−HK$8,129/mo
▼ 0.25% · 3.875%
HK$133,662
−HK$4,097/mo
Today · 4.125%
HK$137,759
baseline
▲ 0.50% · 4.625%
HK$146,141
+HK$8,382/mo
Deposit HK$18.95M · loan HK$28.42M · min. income ≈ HK$275,518/mo (50% DSR)
Upfront cash ≈ HK$20.96M (deposit + AVD stamp duty HK$2,013,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,212
−HK$7,791/mo
▼ 0.25% · 3.875%
HK$148,080
−HK$3,923/mo
Today · 4.125%
HK$152,003
baseline
▲ 0.50% · 4.625%
HK$160,016
+HK$8,013/mo
Deposit HK$18.95M · loan HK$28.42M · min. income ≈ HK$304,006/mo (50% DSR)
Upfront cash ≈ HK$20.96M (deposit + AVD stamp duty HK$2,013,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,235
−HK$9,484/mo
▼ 0.25% · 3.875%
HK$155,939
−HK$4,780/mo
Today · 4.125%
HK$160,719
baseline
▲ 0.50% · 4.625%
HK$170,498
+HK$9,779/mo
Deposit HK$14.21M · loan HK$33.16M · min. income ≈ HK$321,438/mo (50% DSR)
Upfront cash ≈ HK$16.23M (deposit + AVD stamp duty HK$2,013,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,247
−HK$9,090/mo
▼ 0.25% · 3.875%
HK$172,760
−HK$4,577/mo
Today · 4.125%
HK$177,337
baseline
▲ 0.50% · 4.625%
HK$186,685
+HK$9,348/mo
Deposit HK$14.21M · loan HK$33.16M · min. income ≈ HK$354,674/mo (50% DSR)
Upfront cash ≈ HK$16.23M (deposit + AVD stamp duty HK$2,013,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,445
−HK$12,193/mo
▼ 0.25% · 3.875%
HK$200,493
−HK$6,145/mo
Today · 4.125%
HK$206,638
baseline
▲ 0.50% · 4.625%
HK$219,212
+HK$12,574/mo
Deposit HK$4.74M · loan HK$42.64M · min. income ≈ HK$413,276/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$2,013,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,318
−HK$11,687/mo
▼ 0.25% · 3.875%
HK$222,119
−HK$5,886/mo
Today · 4.125%
HK$228,005
baseline
▲ 0.50% · 4.625%
HK$240,023
+HK$12,018/mo
Deposit HK$4.74M · loan HK$42.64M · min. income ≈ HK$456,010/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$2,013,396 · Scale 2, in force from 26 Feb 2026)