LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,803
−HK$677/mo
▼ 0.25% · 3.875%
HK$11,139
−HK$341/mo
Today · 4.125%
HK$11,480
baseline
▲ 0.50% · 4.625%
HK$12,179
+HK$699/mo
Deposit HK$2.37M · loan HK$2.37M · min. income ≈ HK$22,960/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$91,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,018
−HK$649/mo
▼ 0.25% · 3.875%
HK$12,340
−HK$327/mo
Today · 4.125%
HK$12,667
baseline
▲ 0.50% · 4.625%
HK$13,335
+HK$668/mo
Deposit HK$2.37M · loan HK$2.37M · min. income ≈ HK$25,334/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$91,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,963
−HK$813/mo
▼ 0.25% · 3.875%
HK$13,366
−HK$410/mo
Today · 4.125%
HK$13,776
baseline
▲ 0.50% · 4.625%
HK$14,614
+HK$838/mo
Deposit HK$1.89M · loan HK$2.84M · min. income ≈ HK$27,552/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$91,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,421
−HK$779/mo
▼ 0.25% · 3.875%
HK$14,808
−HK$392/mo
Today · 4.125%
HK$15,200
baseline
▲ 0.50% · 4.625%
HK$16,002
+HK$802/mo
Deposit HK$1.89M · loan HK$2.84M · min. income ≈ HK$30,400/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$91,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,124
−HK$948/mo
▼ 0.25% · 3.875%
HK$15,594
−HK$478/mo
Today · 4.125%
HK$16,072
baseline
▲ 0.50% · 4.625%
HK$17,050
+HK$978/mo
Deposit HK$1.42M · loan HK$3.32M · min. income ≈ HK$32,144/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$91,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,825
−HK$909/mo
▼ 0.25% · 3.875%
HK$17,276
−HK$458/mo
Today · 4.125%
HK$17,734
baseline
▲ 0.50% · 4.625%
HK$18,669
+HK$935/mo
Deposit HK$1.42M · loan HK$3.32M · min. income ≈ HK$35,468/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$91,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,445
−HK$1,219/mo
▼ 0.25% · 3.875%
HK$20,049
−HK$615/mo
Today · 4.125%
HK$20,664
baseline
▲ 0.50% · 4.625%
HK$21,921
+HK$1,257/mo
Deposit HK$474K · loan HK$4.26M · min. income ≈ HK$41,328/mo (50% DSR)
Upfront cash ≈ HK$565K (deposit + AVD stamp duty HK$91,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,632
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$22,212
−HK$589/mo
Today · 4.125%
HK$22,801
baseline
▲ 0.50% · 4.625%
HK$24,002
+HK$1,201/mo
Deposit HK$474K · loan HK$4.26M · min. income ≈ HK$45,602/mo (50% DSR)
Upfront cash ≈ HK$565K (deposit + AVD stamp duty HK$91,244 · Scale 2, in force from 26 Feb 2026)