LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,040
−HK$6,775/mo
▼ 0.25% · 3.875%
HK$111,401
−HK$3,414/mo
Today · 4.125%
HK$114,815
baseline
▲ 0.50% · 4.625%
HK$121,801
+HK$6,986/mo
Deposit HK$23.69M · loan HK$23.69M · min. income ≈ HK$229,630/mo (50% DSR)
Upfront cash ≈ HK$25.70M (deposit + AVD stamp duty HK$2,013,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,194
−HK$6,493/mo
▼ 0.25% · 3.875%
HK$123,417
−HK$3,270/mo
Today · 4.125%
HK$126,687
baseline
▲ 0.50% · 4.625%
HK$133,365
+HK$6,678/mo
Deposit HK$23.69M · loan HK$23.69M · min. income ≈ HK$253,374/mo (50% DSR)
Upfront cash ≈ HK$25.70M (deposit + AVD stamp duty HK$2,013,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,648
−HK$8,130/mo
▼ 0.25% · 3.875%
HK$133,681
−HK$4,097/mo
Today · 4.125%
HK$137,778
baseline
▲ 0.50% · 4.625%
HK$146,162
+HK$8,384/mo
Deposit HK$18.95M · loan HK$28.43M · min. income ≈ HK$275,556/mo (50% DSR)
Upfront cash ≈ HK$20.97M (deposit + AVD stamp duty HK$2,013,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,232
−HK$7,793/mo
▼ 0.25% · 3.875%
HK$148,100
−HK$3,925/mo
Today · 4.125%
HK$152,025
baseline
▲ 0.50% · 4.625%
HK$160,038
+HK$8,013/mo
Deposit HK$18.95M · loan HK$28.43M · min. income ≈ HK$304,050/mo (50% DSR)
Upfront cash ≈ HK$20.97M (deposit + AVD stamp duty HK$2,013,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,256
−HK$9,485/mo
▼ 0.25% · 3.875%
HK$155,961
−HK$4,780/mo
Today · 4.125%
HK$160,741
baseline
▲ 0.50% · 4.625%
HK$170,522
+HK$9,781/mo
Deposit HK$14.21M · loan HK$33.17M · min. income ≈ HK$321,482/mo (50% DSR)
Upfront cash ≈ HK$16.23M (deposit + AVD stamp duty HK$2,013,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,271
−HK$9,091/mo
▼ 0.25% · 3.875%
HK$172,784
−HK$4,578/mo
Today · 4.125%
HK$177,362
baseline
▲ 0.50% · 4.625%
HK$186,711
+HK$9,349/mo
Deposit HK$14.21M · loan HK$33.17M · min. income ≈ HK$354,724/mo (50% DSR)
Upfront cash ≈ HK$16.23M (deposit + AVD stamp duty HK$2,013,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,472
−HK$12,195/mo
▼ 0.25% · 3.875%
HK$200,521
−HK$6,146/mo
Today · 4.125%
HK$206,667
baseline
▲ 0.50% · 4.625%
HK$219,243
+HK$12,576/mo
Deposit HK$4.74M · loan HK$42.64M · min. income ≈ HK$413,334/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$2,013,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,348
−HK$11,689/mo
▼ 0.25% · 3.875%
HK$222,151
−HK$5,886/mo
Today · 4.125%
HK$228,037
baseline
▲ 0.50% · 4.625%
HK$240,057
+HK$12,020/mo
Deposit HK$4.74M · loan HK$42.64M · min. income ≈ HK$456,074/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$2,013,679 · Scale 2, in force from 26 Feb 2026)