LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,057
−HK$6,777/mo
▼ 0.25% · 3.875%
HK$111,419
−HK$3,415/mo
Today · 4.125%
HK$114,834
baseline
▲ 0.50% · 4.625%
HK$121,821
+HK$6,987/mo
Deposit HK$23.69M · loan HK$23.69M · min. income ≈ HK$229,668/mo (50% DSR)
Upfront cash ≈ HK$25.71M (deposit + AVD stamp duty HK$2,014,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,213
−HK$6,495/mo
▼ 0.25% · 3.875%
HK$123,437
−HK$3,271/mo
Today · 4.125%
HK$126,708
baseline
▲ 0.50% · 4.625%
HK$133,387
+HK$6,679/mo
Deposit HK$23.69M · loan HK$23.69M · min. income ≈ HK$253,416/mo (50% DSR)
Upfront cash ≈ HK$25.71M (deposit + AVD stamp duty HK$2,014,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,669
−HK$8,131/mo
▼ 0.25% · 3.875%
HK$133,702
−HK$4,098/mo
Today · 4.125%
HK$137,800
baseline
▲ 0.50% · 4.625%
HK$146,185
+HK$8,385/mo
Deposit HK$18.96M · loan HK$28.43M · min. income ≈ HK$275,600/mo (50% DSR)
Upfront cash ≈ HK$20.97M (deposit + AVD stamp duty HK$2,014,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,255
−HK$7,794/mo
▼ 0.25% · 3.875%
HK$148,124
−HK$3,925/mo
Today · 4.125%
HK$152,049
baseline
▲ 0.50% · 4.625%
HK$160,064
+HK$8,015/mo
Deposit HK$18.96M · loan HK$28.43M · min. income ≈ HK$304,098/mo (50% DSR)
Upfront cash ≈ HK$20.97M (deposit + AVD stamp duty HK$2,014,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,280
−HK$9,487/mo
▼ 0.25% · 3.875%
HK$155,986
−HK$4,781/mo
Today · 4.125%
HK$160,767
baseline
▲ 0.50% · 4.625%
HK$170,549
+HK$9,782/mo
Deposit HK$14.22M · loan HK$33.17M · min. income ≈ HK$321,534/mo (50% DSR)
Upfront cash ≈ HK$16.23M (deposit + AVD stamp duty HK$2,014,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,298
−HK$9,093/mo
▼ 0.25% · 3.875%
HK$172,812
−HK$4,579/mo
Today · 4.125%
HK$177,391
baseline
▲ 0.50% · 4.625%
HK$186,741
+HK$9,350/mo
Deposit HK$14.22M · loan HK$33.17M · min. income ≈ HK$354,782/mo (50% DSR)
Upfront cash ≈ HK$16.23M (deposit + AVD stamp duty HK$2,014,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,503
−HK$12,198/mo
▼ 0.25% · 3.875%
HK$200,554
−HK$6,147/mo
Today · 4.125%
HK$206,701
baseline
▲ 0.50% · 4.625%
HK$219,278
+HK$12,577/mo
Deposit HK$4.74M · loan HK$42.65M · min. income ≈ HK$413,402/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$2,014,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,383
−HK$11,691/mo
▼ 0.25% · 3.875%
HK$222,186
−HK$5,888/mo
Today · 4.125%
HK$228,074
baseline
▲ 0.50% · 4.625%
HK$240,096
+HK$12,022/mo
Deposit HK$4.74M · loan HK$42.65M · min. income ≈ HK$456,148/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$2,014,003 · Scale 2, in force from 26 Feb 2026)