LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,808
−HK$677/mo
▼ 0.25% · 3.875%
HK$11,144
−HK$341/mo
Today · 4.125%
HK$11,485
baseline
▲ 0.50% · 4.625%
HK$12,184
+HK$699/mo
Deposit HK$2.37M · loan HK$2.37M · min. income ≈ HK$22,970/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$91,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,023
−HK$650/mo
▼ 0.25% · 3.875%
HK$12,346
−HK$327/mo
Today · 4.125%
HK$12,673
baseline
▲ 0.50% · 4.625%
HK$13,341
+HK$668/mo
Deposit HK$2.37M · loan HK$2.37M · min. income ≈ HK$25,346/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$91,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,969
−HK$814/mo
▼ 0.25% · 3.875%
HK$13,373
−HK$410/mo
Today · 4.125%
HK$13,783
baseline
▲ 0.50% · 4.625%
HK$14,621
+HK$838/mo
Deposit HK$1.90M · loan HK$2.84M · min. income ≈ HK$27,566/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$91,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,428
−HK$780/mo
▼ 0.25% · 3.875%
HK$14,815
−HK$393/mo
Today · 4.125%
HK$15,208
baseline
▲ 0.50% · 4.625%
HK$16,009
+HK$801/mo
Deposit HK$1.90M · loan HK$2.84M · min. income ≈ HK$30,416/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$91,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,131
−HK$949/mo
▼ 0.25% · 3.875%
HK$15,601
−HK$479/mo
Today · 4.125%
HK$16,080
baseline
▲ 0.50% · 4.625%
HK$17,058
+HK$978/mo
Deposit HK$1.42M · loan HK$3.32M · min. income ≈ HK$32,160/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$91,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,833
−HK$909/mo
▼ 0.25% · 3.875%
HK$17,284
−HK$458/mo
Today · 4.125%
HK$17,742
baseline
▲ 0.50% · 4.625%
HK$18,677
+HK$935/mo
Deposit HK$1.42M · loan HK$3.32M · min. income ≈ HK$35,484/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$91,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,454
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$20,059
−HK$615/mo
Today · 4.125%
HK$20,674
baseline
▲ 0.50% · 4.625%
HK$21,932
+HK$1,258/mo
Deposit HK$474K · loan HK$4.27M · min. income ≈ HK$41,348/mo (50% DSR)
Upfront cash ≈ HK$565K (deposit + AVD stamp duty HK$91,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,642
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$22,223
−HK$588/mo
Today · 4.125%
HK$22,811
baseline
▲ 0.50% · 4.625%
HK$24,014
+HK$1,203/mo
Deposit HK$474K · loan HK$4.27M · min. income ≈ HK$45,622/mo (50% DSR)
Upfront cash ≈ HK$565K (deposit + AVD stamp duty HK$91,469 · Scale 2, in force from 26 Feb 2026)