LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,077
−HK$6,777/mo
▼ 0.25% · 3.875%
HK$111,439
−HK$3,415/mo
Today · 4.125%
HK$114,854
baseline
▲ 0.50% · 4.625%
HK$121,843
+HK$6,989/mo
Deposit HK$23.70M · loan HK$23.70M · min. income ≈ HK$229,708/mo (50% DSR)
Upfront cash ≈ HK$25.71M (deposit + AVD stamp duty HK$2,014,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,235
−HK$6,496/mo
▼ 0.25% · 3.875%
HK$123,459
−HK$3,272/mo
Today · 4.125%
HK$126,731
baseline
▲ 0.50% · 4.625%
HK$133,411
+HK$6,680/mo
Deposit HK$23.70M · loan HK$23.70M · min. income ≈ HK$253,462/mo (50% DSR)
Upfront cash ≈ HK$25.71M (deposit + AVD stamp duty HK$2,014,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,692
−HK$8,133/mo
▼ 0.25% · 3.875%
HK$133,727
−HK$4,098/mo
Today · 4.125%
HK$137,825
baseline
▲ 0.50% · 4.625%
HK$146,212
+HK$8,387/mo
Deposit HK$18.96M · loan HK$28.44M · min. income ≈ HK$275,650/mo (50% DSR)
Upfront cash ≈ HK$20.97M (deposit + AVD stamp duty HK$2,014,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,282
−HK$7,795/mo
▼ 0.25% · 3.875%
HK$148,151
−HK$3,926/mo
Today · 4.125%
HK$152,077
baseline
▲ 0.50% · 4.625%
HK$160,093
+HK$8,016/mo
Deposit HK$18.96M · loan HK$28.44M · min. income ≈ HK$304,154/mo (50% DSR)
Upfront cash ≈ HK$20.97M (deposit + AVD stamp duty HK$2,014,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,308
−HK$9,488/mo
▼ 0.25% · 3.875%
HK$156,014
−HK$4,782/mo
Today · 4.125%
HK$160,796
baseline
▲ 0.50% · 4.625%
HK$170,580
+HK$9,784/mo
Deposit HK$14.22M · loan HK$33.18M · min. income ≈ HK$321,592/mo (50% DSR)
Upfront cash ≈ HK$16.23M (deposit + AVD stamp duty HK$2,014,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,329
−HK$9,094/mo
▼ 0.25% · 3.875%
HK$172,843
−HK$4,580/mo
Today · 4.125%
HK$177,423
baseline
▲ 0.50% · 4.625%
HK$186,775
+HK$9,352/mo
Deposit HK$14.22M · loan HK$33.18M · min. income ≈ HK$354,846/mo (50% DSR)
Upfront cash ≈ HK$16.23M (deposit + AVD stamp duty HK$2,014,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,539
−HK$12,199/mo
▼ 0.25% · 3.875%
HK$200,590
−HK$6,148/mo
Today · 4.125%
HK$206,738
baseline
▲ 0.50% · 4.625%
HK$219,318
+HK$12,580/mo
Deposit HK$4.74M · loan HK$42.66M · min. income ≈ HK$413,476/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$2,014,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,422
−HK$11,693/mo
▼ 0.25% · 3.875%
HK$222,227
−HK$5,888/mo
Today · 4.125%
HK$228,115
baseline
▲ 0.50% · 4.625%
HK$240,139
+HK$12,024/mo
Deposit HK$4.74M · loan HK$42.66M · min. income ≈ HK$456,230/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$2,014,368 · Scale 2, in force from 26 Feb 2026)