LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,097
−HK$6,779/mo
▼ 0.25% · 3.875%
HK$111,460
−HK$3,416/mo
Today · 4.125%
HK$114,876
baseline
▲ 0.50% · 4.625%
HK$121,866
+HK$6,990/mo
Deposit HK$23.70M · loan HK$23.70M · min. income ≈ HK$229,752/mo (50% DSR)
Upfront cash ≈ HK$25.72M (deposit + AVD stamp duty HK$2,014,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,257
−HK$6,497/mo
▼ 0.25% · 3.875%
HK$123,482
−HK$3,272/mo
Today · 4.125%
HK$126,754
baseline
▲ 0.50% · 4.625%
HK$133,436
+HK$6,682/mo
Deposit HK$23.70M · loan HK$23.70M · min. income ≈ HK$253,508/mo (50% DSR)
Upfront cash ≈ HK$25.72M (deposit + AVD stamp duty HK$2,014,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,717
−HK$8,134/mo
▼ 0.25% · 3.875%
HK$133,752
−HK$4,099/mo
Today · 4.125%
HK$137,851
baseline
▲ 0.50% · 4.625%
HK$146,239
+HK$8,388/mo
Deposit HK$18.96M · loan HK$28.44M · min. income ≈ HK$275,702/mo (50% DSR)
Upfront cash ≈ HK$20.98M (deposit + AVD stamp duty HK$2,014,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,309
−HK$7,796/mo
▼ 0.25% · 3.875%
HK$148,179
−HK$3,926/mo
Today · 4.125%
HK$152,105
baseline
▲ 0.50% · 4.625%
HK$160,123
+HK$8,018/mo
Deposit HK$18.96M · loan HK$28.44M · min. income ≈ HK$304,210/mo (50% DSR)
Upfront cash ≈ HK$20.98M (deposit + AVD stamp duty HK$2,014,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,336
−HK$9,490/mo
▼ 0.25% · 3.875%
HK$156,044
−HK$4,782/mo
Today · 4.125%
HK$160,826
baseline
▲ 0.50% · 4.625%
HK$170,612
+HK$9,786/mo
Deposit HK$14.22M · loan HK$33.18M · min. income ≈ HK$321,652/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$2,014,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,360
−HK$9,096/mo
▼ 0.25% · 3.875%
HK$172,875
−HK$4,581/mo
Today · 4.125%
HK$177,456
baseline
▲ 0.50% · 4.625%
HK$186,810
+HK$9,354/mo
Deposit HK$14.22M · loan HK$33.18M · min. income ≈ HK$354,912/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$2,014,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,575
−HK$12,202/mo
▼ 0.25% · 3.875%
HK$200,628
−HK$6,149/mo
Today · 4.125%
HK$206,777
baseline
▲ 0.50% · 4.625%
HK$219,359
+HK$12,582/mo
Deposit HK$4.74M · loan HK$42.67M · min. income ≈ HK$413,554/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$2,014,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,463
−HK$11,695/mo
▼ 0.25% · 3.875%
HK$222,268
−HK$5,890/mo
Today · 4.125%
HK$228,158
baseline
▲ 0.50% · 4.625%
HK$240,184
+HK$12,026/mo
Deposit HK$4.74M · loan HK$42.67M · min. income ≈ HK$456,316/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$2,014,746 · Scale 2, in force from 26 Feb 2026)