LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,101
−HK$6,779/mo
▼ 0.25% · 3.875%
HK$111,464
−HK$3,416/mo
Today · 4.125%
HK$114,880
baseline
▲ 0.50% · 4.625%
HK$121,871
+HK$6,991/mo
Deposit HK$23.70M · loan HK$23.70M · min. income ≈ HK$229,760/mo (50% DSR)
Upfront cash ≈ HK$25.72M (deposit + AVD stamp duty HK$2,014,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,262
−HK$6,497/mo
▼ 0.25% · 3.875%
HK$123,487
−HK$3,272/mo
Today · 4.125%
HK$126,759
baseline
▲ 0.50% · 4.625%
HK$133,441
+HK$6,682/mo
Deposit HK$23.70M · loan HK$23.70M · min. income ≈ HK$253,518/mo (50% DSR)
Upfront cash ≈ HK$25.72M (deposit + AVD stamp duty HK$2,014,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,722
−HK$8,134/mo
▼ 0.25% · 3.875%
HK$133,757
−HK$4,099/mo
Today · 4.125%
HK$137,856
baseline
▲ 0.50% · 4.625%
HK$146,245
+HK$8,389/mo
Deposit HK$18.96M · loan HK$28.44M · min. income ≈ HK$275,712/mo (50% DSR)
Upfront cash ≈ HK$20.98M (deposit + AVD stamp duty HK$2,014,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,314
−HK$7,797/mo
▼ 0.25% · 3.875%
HK$148,185
−HK$3,926/mo
Today · 4.125%
HK$152,111
baseline
▲ 0.50% · 4.625%
HK$160,129
+HK$8,018/mo
Deposit HK$18.96M · loan HK$28.44M · min. income ≈ HK$304,222/mo (50% DSR)
Upfront cash ≈ HK$20.98M (deposit + AVD stamp duty HK$2,014,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,342
−HK$9,490/mo
▼ 0.25% · 3.875%
HK$156,050
−HK$4,782/mo
Today · 4.125%
HK$160,832
baseline
▲ 0.50% · 4.625%
HK$170,619
+HK$9,787/mo
Deposit HK$14.22M · loan HK$33.19M · min. income ≈ HK$321,664/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$2,014,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,366
−HK$9,097/mo
▼ 0.25% · 3.875%
HK$172,882
−HK$4,581/mo
Today · 4.125%
HK$177,463
baseline
▲ 0.50% · 4.625%
HK$186,817
+HK$9,354/mo
Deposit HK$14.22M · loan HK$33.19M · min. income ≈ HK$354,926/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$2,014,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,583
−HK$12,202/mo
▼ 0.25% · 3.875%
HK$200,635
−HK$6,150/mo
Today · 4.125%
HK$206,785
baseline
▲ 0.50% · 4.625%
HK$219,367
+HK$12,582/mo
Deposit HK$4.74M · loan HK$42.67M · min. income ≈ HK$413,570/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$2,014,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,471
−HK$11,695/mo
▼ 0.25% · 3.875%
HK$222,277
−HK$5,889/mo
Today · 4.125%
HK$228,166
baseline
▲ 0.50% · 4.625%
HK$240,193
+HK$12,027/mo
Deposit HK$4.74M · loan HK$42.67M · min. income ≈ HK$456,332/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$2,014,822 · Scale 2, in force from 26 Feb 2026)