LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,102
−HK$6,779/mo
▼ 0.25% · 3.875%
HK$111,464
−HK$3,417/mo
Today · 4.125%
HK$114,881
baseline
▲ 0.50% · 4.625%
HK$121,871
+HK$6,990/mo
Deposit HK$23.70M · loan HK$23.70M · min. income ≈ HK$229,762/mo (50% DSR)
Upfront cash ≈ HK$25.72M (deposit + AVD stamp duty HK$2,014,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,262
−HK$6,498/mo
▼ 0.25% · 3.875%
HK$123,488
−HK$3,272/mo
Today · 4.125%
HK$126,760
baseline
▲ 0.50% · 4.625%
HK$133,441
+HK$6,681/mo
Deposit HK$23.70M · loan HK$23.70M · min. income ≈ HK$253,520/mo (50% DSR)
Upfront cash ≈ HK$25.72M (deposit + AVD stamp duty HK$2,014,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,722
−HK$8,135/mo
▼ 0.25% · 3.875%
HK$133,757
−HK$4,100/mo
Today · 4.125%
HK$137,857
baseline
▲ 0.50% · 4.625%
HK$146,245
+HK$8,388/mo
Deposit HK$18.96M · loan HK$28.44M · min. income ≈ HK$275,714/mo (50% DSR)
Upfront cash ≈ HK$20.98M (deposit + AVD stamp duty HK$2,014,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,315
−HK$7,797/mo
▼ 0.25% · 3.875%
HK$148,185
−HK$3,927/mo
Today · 4.125%
HK$152,112
baseline
▲ 0.50% · 4.625%
HK$160,130
+HK$8,018/mo
Deposit HK$18.96M · loan HK$28.44M · min. income ≈ HK$304,224/mo (50% DSR)
Upfront cash ≈ HK$20.98M (deposit + AVD stamp duty HK$2,014,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,343
−HK$9,490/mo
▼ 0.25% · 3.875%
HK$156,050
−HK$4,783/mo
Today · 4.125%
HK$160,833
baseline
▲ 0.50% · 4.625%
HK$170,619
+HK$9,786/mo
Deposit HK$14.22M · loan HK$33.19M · min. income ≈ HK$321,666/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$2,014,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,367
−HK$9,096/mo
▼ 0.25% · 3.875%
HK$172,883
−HK$4,580/mo
Today · 4.125%
HK$177,463
baseline
▲ 0.50% · 4.625%
HK$186,818
+HK$9,355/mo
Deposit HK$14.22M · loan HK$33.19M · min. income ≈ HK$354,926/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$2,014,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,583
−HK$12,202/mo
▼ 0.25% · 3.875%
HK$200,636
−HK$6,149/mo
Today · 4.125%
HK$206,785
baseline
▲ 0.50% · 4.625%
HK$219,368
+HK$12,583/mo
Deposit HK$4.74M · loan HK$42.67M · min. income ≈ HK$413,570/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$2,014,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,472
−HK$11,695/mo
▼ 0.25% · 3.875%
HK$222,278
−HK$5,889/mo
Today · 4.125%
HK$228,167
baseline
▲ 0.50% · 4.625%
HK$240,194
+HK$12,027/mo
Deposit HK$4.74M · loan HK$42.67M · min. income ≈ HK$456,334/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$2,014,831 · Scale 2, in force from 26 Feb 2026)