LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,811
−HK$678/mo
▼ 0.25% · 3.875%
HK$11,147
−HK$342/mo
Today · 4.125%
HK$11,489
baseline
▲ 0.50% · 4.625%
HK$12,188
+HK$699/mo
Deposit HK$2.37M · loan HK$2.37M · min. income ≈ HK$22,978/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$91,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,027
−HK$650/mo
▼ 0.25% · 3.875%
HK$12,349
−HK$328/mo
Today · 4.125%
HK$12,677
baseline
▲ 0.50% · 4.625%
HK$13,345
+HK$668/mo
Deposit HK$2.37M · loan HK$2.37M · min. income ≈ HK$25,354/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$91,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,973
−HK$813/mo
▼ 0.25% · 3.875%
HK$13,376
−HK$410/mo
Today · 4.125%
HK$13,786
baseline
▲ 0.50% · 4.625%
HK$14,625
+HK$839/mo
Deposit HK$1.90M · loan HK$2.84M · min. income ≈ HK$27,572/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$91,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,432
−HK$780/mo
▼ 0.25% · 3.875%
HK$14,819
−HK$393/mo
Today · 4.125%
HK$15,212
baseline
▲ 0.50% · 4.625%
HK$16,014
+HK$802/mo
Deposit HK$1.90M · loan HK$2.84M · min. income ≈ HK$30,424/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$91,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,135
−HK$949/mo
▼ 0.25% · 3.875%
HK$15,606
−HK$478/mo
Today · 4.125%
HK$16,084
baseline
▲ 0.50% · 4.625%
HK$17,063
+HK$979/mo
Deposit HK$1.42M · loan HK$3.32M · min. income ≈ HK$32,168/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$91,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,838
−HK$909/mo
▼ 0.25% · 3.875%
HK$17,289
−HK$458/mo
Today · 4.125%
HK$17,747
baseline
▲ 0.50% · 4.625%
HK$18,683
+HK$936/mo
Deposit HK$1.42M · loan HK$3.32M · min. income ≈ HK$35,494/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$91,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,459
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$20,065
−HK$615/mo
Today · 4.125%
HK$20,680
baseline
▲ 0.50% · 4.625%
HK$21,938
+HK$1,258/mo
Deposit HK$474K · loan HK$4.27M · min. income ≈ HK$41,360/mo (50% DSR)
Upfront cash ≈ HK$566K (deposit + AVD stamp duty HK$91,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,648
−HK$1,170/mo
▼ 0.25% · 3.875%
HK$22,229
−HK$589/mo
Today · 4.125%
HK$22,818
baseline
▲ 0.50% · 4.625%
HK$24,021
+HK$1,203/mo
Deposit HK$474K · loan HK$4.27M · min. income ≈ HK$45,636/mo (50% DSR)
Upfront cash ≈ HK$566K (deposit + AVD stamp duty HK$91,602 · Scale 2, in force from 26 Feb 2026)