LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,811
−HK$678/mo
▼ 0.25% · 3.875%
HK$11,147
−HK$342/mo
Today · 4.125%
HK$11,489
baseline
▲ 0.50% · 4.625%
HK$12,188
+HK$699/mo
Deposit HK$2.37M · loan HK$2.37M · min. income ≈ HK$22,978/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$91,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,027
−HK$650/mo
▼ 0.25% · 3.875%
HK$12,350
−HK$327/mo
Today · 4.125%
HK$12,677
baseline
▲ 0.50% · 4.625%
HK$13,345
+HK$668/mo
Deposit HK$2.37M · loan HK$2.37M · min. income ≈ HK$25,354/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$91,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,973
−HK$814/mo
▼ 0.25% · 3.875%
HK$13,377
−HK$410/mo
Today · 4.125%
HK$13,787
baseline
▲ 0.50% · 4.625%
HK$14,626
+HK$839/mo
Deposit HK$1.90M · loan HK$2.84M · min. income ≈ HK$27,574/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$91,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,432
−HK$780/mo
▼ 0.25% · 3.875%
HK$14,820
−HK$392/mo
Today · 4.125%
HK$15,212
baseline
▲ 0.50% · 4.625%
HK$16,014
+HK$802/mo
Deposit HK$1.90M · loan HK$2.84M · min. income ≈ HK$30,424/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$91,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,135
−HK$949/mo
▼ 0.25% · 3.875%
HK$15,606
−HK$478/mo
Today · 4.125%
HK$16,084
baseline
▲ 0.50% · 4.625%
HK$17,063
+HK$979/mo
Deposit HK$1.42M · loan HK$3.32M · min. income ≈ HK$32,168/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$91,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,838
−HK$910/mo
▼ 0.25% · 3.875%
HK$17,289
−HK$459/mo
Today · 4.125%
HK$17,748
baseline
▲ 0.50% · 4.625%
HK$18,683
+HK$935/mo
Deposit HK$1.42M · loan HK$3.32M · min. income ≈ HK$35,496/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$91,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,460
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$20,065
−HK$615/mo
Today · 4.125%
HK$20,680
baseline
▲ 0.50% · 4.625%
HK$21,938
+HK$1,258/mo
Deposit HK$474K · loan HK$4.27M · min. income ≈ HK$41,360/mo (50% DSR)
Upfront cash ≈ HK$566K (deposit + AVD stamp duty HK$91,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,649
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$22,229
−HK$589/mo
Today · 4.125%
HK$22,818
baseline
▲ 0.50% · 4.625%
HK$24,021
+HK$1,203/mo
Deposit HK$474K · loan HK$4.27M · min. income ≈ HK$45,636/mo (50% DSR)
Upfront cash ≈ HK$566K (deposit + AVD stamp duty HK$91,611 · Scale 2, in force from 26 Feb 2026)