LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,812
−HK$678/mo
▼ 0.25% · 3.875%
HK$11,148
−HK$342/mo
Today · 4.125%
HK$11,490
baseline
▲ 0.50% · 4.625%
HK$12,189
+HK$699/mo
Deposit HK$2.37M · loan HK$2.37M · min. income ≈ HK$22,980/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$91,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,028
−HK$650/mo
▼ 0.25% · 3.875%
HK$12,351
−HK$327/mo
Today · 4.125%
HK$12,678
baseline
▲ 0.50% · 4.625%
HK$13,346
+HK$668/mo
Deposit HK$2.37M · loan HK$2.37M · min. income ≈ HK$25,356/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$91,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,974
−HK$814/mo
▼ 0.25% · 3.875%
HK$13,378
−HK$410/mo
Today · 4.125%
HK$13,788
baseline
▲ 0.50% · 4.625%
HK$14,627
+HK$839/mo
Deposit HK$1.90M · loan HK$2.84M · min. income ≈ HK$27,576/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$91,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,434
−HK$780/mo
▼ 0.25% · 3.875%
HK$14,821
−HK$393/mo
Today · 4.125%
HK$15,214
baseline
▲ 0.50% · 4.625%
HK$16,016
+HK$802/mo
Deposit HK$1.90M · loan HK$2.84M · min. income ≈ HK$30,428/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$91,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,137
−HK$949/mo
▼ 0.25% · 3.875%
HK$15,608
−HK$478/mo
Today · 4.125%
HK$16,086
baseline
▲ 0.50% · 4.625%
HK$17,065
+HK$979/mo
Deposit HK$1.42M · loan HK$3.32M · min. income ≈ HK$32,172/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$91,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,840
−HK$909/mo
▼ 0.25% · 3.875%
HK$17,291
−HK$458/mo
Today · 4.125%
HK$17,749
baseline
▲ 0.50% · 4.625%
HK$18,685
+HK$936/mo
Deposit HK$1.42M · loan HK$3.32M · min. income ≈ HK$35,498/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$91,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,462
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$20,067
−HK$615/mo
Today · 4.125%
HK$20,682
baseline
▲ 0.50% · 4.625%
HK$21,940
+HK$1,258/mo
Deposit HK$474K · loan HK$4.27M · min. income ≈ HK$41,364/mo (50% DSR)
Upfront cash ≈ HK$566K (deposit + AVD stamp duty HK$91,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,651
−HK$1,170/mo
▼ 0.25% · 3.875%
HK$22,231
−HK$590/mo
Today · 4.125%
HK$22,821
baseline
▲ 0.50% · 4.625%
HK$24,023
+HK$1,202/mo
Deposit HK$474K · loan HK$4.27M · min. income ≈ HK$45,642/mo (50% DSR)
Upfront cash ≈ HK$566K (deposit + AVD stamp duty HK$91,657 · Scale 2, in force from 26 Feb 2026)