LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,813
−HK$678/mo
▼ 0.25% · 3.875%
HK$11,149
−HK$342/mo
Today · 4.125%
HK$11,491
baseline
▲ 0.50% · 4.625%
HK$12,190
+HK$699/mo
Deposit HK$2.37M · loan HK$2.37M · min. income ≈ HK$22,982/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$91,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,029
−HK$650/mo
▼ 0.25% · 3.875%
HK$12,352
−HK$327/mo
Today · 4.125%
HK$12,679
baseline
▲ 0.50% · 4.625%
HK$13,347
+HK$668/mo
Deposit HK$2.37M · loan HK$2.37M · min. income ≈ HK$25,358/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$91,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,975
−HK$814/mo
▼ 0.25% · 3.875%
HK$13,379
−HK$410/mo
Today · 4.125%
HK$13,789
baseline
▲ 0.50% · 4.625%
HK$14,628
+HK$839/mo
Deposit HK$1.90M · loan HK$2.85M · min. income ≈ HK$27,578/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$91,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,435
−HK$780/mo
▼ 0.25% · 3.875%
HK$14,822
−HK$393/mo
Today · 4.125%
HK$15,215
baseline
▲ 0.50% · 4.625%
HK$16,017
+HK$802/mo
Deposit HK$1.90M · loan HK$2.85M · min. income ≈ HK$30,430/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$91,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,138
−HK$949/mo
▼ 0.25% · 3.875%
HK$15,609
−HK$478/mo
Today · 4.125%
HK$16,087
baseline
▲ 0.50% · 4.625%
HK$17,066
+HK$979/mo
Deposit HK$1.42M · loan HK$3.32M · min. income ≈ HK$32,174/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$91,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,841
−HK$909/mo
▼ 0.25% · 3.875%
HK$17,292
−HK$458/mo
Today · 4.125%
HK$17,750
baseline
▲ 0.50% · 4.625%
HK$18,686
+HK$936/mo
Deposit HK$1.42M · loan HK$3.32M · min. income ≈ HK$35,500/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$91,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,463
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$20,068
−HK$615/mo
Today · 4.125%
HK$20,683
baseline
▲ 0.50% · 4.625%
HK$21,942
+HK$1,259/mo
Deposit HK$474K · loan HK$4.27M · min. income ≈ HK$41,366/mo (50% DSR)
Upfront cash ≈ HK$566K (deposit + AVD stamp duty HK$91,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,652
−HK$1,170/mo
▼ 0.25% · 3.875%
HK$22,233
−HK$589/mo
Today · 4.125%
HK$22,822
baseline
▲ 0.50% · 4.625%
HK$24,025
+HK$1,203/mo
Deposit HK$474K · loan HK$4.27M · min. income ≈ HK$45,644/mo (50% DSR)
Upfront cash ≈ HK$566K (deposit + AVD stamp duty HK$91,686 · Scale 2, in force from 26 Feb 2026)