LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,132
−HK$6,781/mo
▼ 0.25% · 3.875%
HK$111,496
−HK$3,417/mo
Today · 4.125%
HK$114,913
baseline
▲ 0.50% · 4.625%
HK$121,905
+HK$6,992/mo
Deposit HK$23.71M · loan HK$23.71M · min. income ≈ HK$229,826/mo (50% DSR)
Upfront cash ≈ HK$25.73M (deposit + AVD stamp duty HK$2,015,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,296
−HK$6,499/mo
▼ 0.25% · 3.875%
HK$123,522
−HK$3,273/mo
Today · 4.125%
HK$126,795
baseline
▲ 0.50% · 4.625%
HK$133,479
+HK$6,684/mo
Deposit HK$23.71M · loan HK$23.71M · min. income ≈ HK$253,590/mo (50% DSR)
Upfront cash ≈ HK$25.73M (deposit + AVD stamp duty HK$2,015,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,759
−HK$8,137/mo
▼ 0.25% · 3.875%
HK$133,795
−HK$4,101/mo
Today · 4.125%
HK$137,896
baseline
▲ 0.50% · 4.625%
HK$146,286
+HK$8,390/mo
Deposit HK$18.97M · loan HK$28.45M · min. income ≈ HK$275,792/mo (50% DSR)
Upfront cash ≈ HK$20.98M (deposit + AVD stamp duty HK$2,015,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,355
−HK$7,799/mo
▼ 0.25% · 3.875%
HK$148,227
−HK$3,927/mo
Today · 4.125%
HK$152,154
baseline
▲ 0.50% · 4.625%
HK$160,174
+HK$8,020/mo
Deposit HK$18.97M · loan HK$28.45M · min. income ≈ HK$304,308/mo (50% DSR)
Upfront cash ≈ HK$20.98M (deposit + AVD stamp duty HK$2,015,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,385
−HK$9,493/mo
▼ 0.25% · 3.875%
HK$156,094
−HK$4,784/mo
Today · 4.125%
HK$160,878
baseline
▲ 0.50% · 4.625%
HK$170,667
+HK$9,789/mo
Deposit HK$14.23M · loan HK$33.19M · min. income ≈ HK$321,756/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$2,015,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,414
−HK$9,099/mo
▼ 0.25% · 3.875%
HK$172,931
−HK$4,582/mo
Today · 4.125%
HK$177,513
baseline
▲ 0.50% · 4.625%
HK$186,870
+HK$9,357/mo
Deposit HK$14.23M · loan HK$33.19M · min. income ≈ HK$355,026/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$2,015,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,638
−HK$12,205/mo
▼ 0.25% · 3.875%
HK$200,692
−HK$6,151/mo
Today · 4.125%
HK$206,843
baseline
▲ 0.50% · 4.625%
HK$219,429
+HK$12,586/mo
Deposit HK$4.74M · loan HK$42.68M · min. income ≈ HK$413,686/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$2,015,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,533
−HK$11,698/mo
▼ 0.25% · 3.875%
HK$222,340
−HK$5,891/mo
Today · 4.125%
HK$228,231
baseline
▲ 0.50% · 4.625%
HK$240,262
+HK$12,031/mo
Deposit HK$4.74M · loan HK$42.68M · min. income ≈ HK$456,462/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$2,015,394 · Scale 2, in force from 26 Feb 2026)